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How We Became Lake Ridge Bank

We knew right from the start that one of the most important decisions we would need to make was what to name our new bank.

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Take Control of Your Credit with CreditSense

Your credit score plays a big role in your financial life. It can impact everything from loan approvals and interest rates to renting an apartment or even landing a job. That’s why Lake Ridge Bank gives their clients free access to CreditSense—a powerful, easy-to-use tool designed to help you understand, track, and improve your credit score. 

 

Know Where You Stand—And Where You’re Headed 

With CreditSense, available through online and mobile banking, you can view your credit score anytime, get insights into what’s influencing it, and take action to strengthen it. Whether you’re planning a big purchase or just want to stay on top of your financial health, CreditSense gives you the tools to make informed decisions. 

 

What Can You Do with CreditSense? 

CreditSense is more than just a credit score checker. Here’s what Lake Ridge Bank clients have at their fingertips: 

  • View your current credit score and see how it’s rated. 

  • Understand what’s helping, or hurting, your score. 

  • Use the Credit Score Simulator to explore how different financial moves, like paying off a credit card or opening a new account, might impact your score. 

  • Set credit goals and get personalized tips to help you reach them. 

  • Monitor your full credit report by viewing the "Reports" tab under Credit Score—perfect for checking your current debt balances, like how close you are to paying off your car loan. 

Stay Alert and Protected 

CreditSense also helps you protect your identity with real-time alerts anytime your credit report changes. If something looks suspicious, you’ll know right away, giving you the chance to act fast and keep your credit safe. 

More Than Just a Score 

CreditSense offers more than just credit monitoring. You’ll find tools to: 

  • Perform a financial checkup that reviews your spending, debt, and budget 

  • Access a library of educational articles full of tips to build credit and make smart money moves 

Your credit score is more than just a number, it can shape your financial future.  

 

Ready to Get Started? 

Enrolling in CreditSense is quick and easy. Just log in to your Lake Ridge Bank personal online or mobile banking account and: 

  • Select “Credit Score” from the Accounts menu 
    OR 

  • Click the Credit Score box on your Account Summary page 

Follow the prompts to enroll—it’s that simple! You’ll be on your way to tracking your credit, reviewing your report, and planning your financial future—all in one place. 

Need help? Our friendly Customer Support Team is here for you. Call us at (608) 223-3000 and we’ll be happy to walk you through it. 

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