Online Banking

Manage your finances anytime, anywhere. Access real-time account balances, pay bills, transfer funds, and more—all from the comfort of your home or on the go.

Bank Smart, Wherever You Are

Lake Ridge Bank’s online banking gives you the freedom, security, and control to manage your money—anytime, anywhere.

24/7 Access

Bank on your schedule, wherever life takes you.

Better Money Management

Bank on your schedule, wherever life takes you.

Fewer Fees

Avoid late payments with easy online bill tools.

Peace Of Mind

Set alerts and go paperless for added security.

Stay Credit-Savvy

Monitor your credit score without hurting it.

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Everything You Need At Your Fingertips

Account Alerts

Get real-time alerts to track balances, spot unusual activity, and stay in control. To sign up, log in to your account and select “Alerts” at the top of your screen. Then, choose the updates you’d like to receive

Access Account

EDocuments

Access statements and notices online—securely, instantly, and without the paper clutter. To enroll, log in to your account, go to the Accounts tab, and select eDocument preferences.

External Transfers

Move money securely between your Lake Ridge Bank accounts and your accounts at other U.S. financial institutions.

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Zelle®

Send and receive money in minutes with Zelle using just an email or U.S. mobile number. To sign up, log in to your account, go to Bill Pay and enroll. Once enrolled, you’ll select “Send Money with Zelle.”

Bill Pay

Pay all your bills in one secure place. Schedule payments, set up eBills, and avoid late fees with ease.

Manage Bills

Personal Finance Manager

Track spending, set savings goals, and build a budget that works for you. Access powerful tools to take control of your finances.

Explore Tool

Credit Sense

View your credit score anytime without impact, get alerts on changes, and see personalized tips to improve your score.

Start Here

Fraud Protection

Monitor your accounts and get real-time alerts to catch suspicious activity early and keep your finances safe.

Protect Now

New to Online Banking?

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Frequently Asked Questions

How do I make an internal transfer between my Lake Ridge Bank accounts?

Log in to Online Banking, Go to Transfers > Make a Transfer, Choose the accounts and enter the amount, Review and submit your transfer.

Can Alerts help guard against fraud?

Yes. Alerts allow you to track account activity as it happens so you can quickly spot any suspicious transactions.

Does Lake Ridge Bank or Zelle® offer purchase protection?

Neither Lake Ridge Bank nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

How do I send or receive money with External Transfers?

To send money: Log in and go to Transfers > External Transfers, enter the external account info, amount, and confirm. To receive money: Share Lake Ridge Bank’s routing number and your account number with the sender. Transfers typically take 2–3 business days.

Is there a fee to use Alerts?

No. Alerts are free to use, though your mobile carrier may charge text or data fees if you opt into SMS alerts.

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Banknotes Blog

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CEO Insights: Technology Should Make Banking Feel More Human, Not Less

Artificial intelligence is everywhere these days. It’s in the news, in our workplaces, in our schools, and increasingly in our daily lives. Depending on who you ask, AI is either the greatest technological advancement of

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Market Report: July 2026

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Meet Your Business Banker: Jordon Geiger

Jordon Geiger Chief Wealth Management Officer 6430 Bridge Road, Monona JGeiger@lakeridge.bank (608) 826-3561 Q: What is your role at the bank? While I have been a part of Lake Ridge Bank for 18 years, I

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Making Banking Easier: Why Managing Investments In-House Matters

There are many factors to consider when choosing the right team to protect your finances and grow your net worth. One little-discussed factor that could play a role in the decision is whether your team

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Online Banking

Bank Smart, Wherever You Are

24/7 Access

Better Money Management

Fewer Fees

Peace Of Mind

Stay Credit-Savvy

Everything You Need At Your Fingertips

Account Alerts

EDocuments

External Transfers

Zelle®

Bill Pay

Personal Finance Manager

Credit Sense

Fraud Protection

New to Online Banking?

Frequently Asked Questions

How do I make an internal transfer between my Lake Ridge Bank accounts?

Can Alerts help guard against fraud?

Does Lake Ridge Bank or Zelle® offer purchase protection?

How do I send or receive money with External Transfers?

Is there a fee to use Alerts?

Banknotes Blog

CEO Insights: Technology Should Make Banking Feel More Human, Not Less

Market Report: July 2026

Meet Your Business Banker: Jordon Geiger

Making Banking Easier: Why Managing Investments In-House Matters

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