Zelle®

Send and receive money in minutes with Zelle®. It’s the fast and easy way to move money right from your Lake Ridge Bank mobile app or online banking account.

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Why You’ll Love Using Zelle®

Whether you’re paying a friend back for coffee or splitting rent with a roommate, Zelle® keeps things simple and stress-free.

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Fast Transfers

Send or receive money in minutes¹, directly between U.S. bank accounts.

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Easy Access

Log into online banking or the Lake Ridge Bank mobile app to start using Zelle® today.

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Convenient Payments

Settle up with friends, family, or coworkers — even if they bank somewhere else².

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Simple Setup

All you need is an email address or U.S. mobile number to send and receive funds.

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Trusted Security

Funds move directly between bank accounts — no third-party apps or middlemen.

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What Are Some Simple Tips To Ensure Your Money Is Sent Safely

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Know

Only use Zelle® to send money to friends, family and other people you trust.

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Verify

Make sure your recipient’s name and U.S. Mobile number or email address are correct before sending money.

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Be Aware

If a payment situation feels off, it probably is. Trust your gut and investigate.

Frequently Asked Questions

What are some simple tips to ensure your money sent safely?

  • Know who you are sending money to – Only use Zelle® to send money to friends, family, and other people you trust.
  • Verify that your recipient’s name, U.S. mobile phone number and email address are correct before sending money.
  • Be Aware – If a payment situation feels off, it probably is. Trust your get and investigate before sending money.

How do I use a Zelle® QR Code?

Zelle® QR code provides peace of mind knowing you can send and receive money to the right person, without typing an email address or U.S. mobile number. To locate your Zelle® QR code, log into the Lake Ridge Bank, click “Send Money with Zelle®”. Next, go to your “Zelle® settings” and click “Zelle® QR code” and your QR code will be displayed under “My Code”. From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. To receive money, share your Zelle® QR code. To send money, log into the Lake Ridge Bank, click “Send money with Zelle®”, click “Send,” then click on the QR code icon displayed at the top of the “Select Recipient” screen. Once you allow access to your camera, simply point your camera at the recipient’s Zelle® QR code, enter the amount, hit “Send,” and the money is on the way! When sending money to someone new, it’s always important to confirm that the recipient is correct by reviewing the displayed name before sending money.

I believe I have been a victim of a scam. Who should I contact?

Please contact our customer support team at 608-223-3000. Qualifying imposter scams may be eligible for reimbursement.

Are there any limits for sending and receiving money with Zelle®?

The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine Lake Ridge Bank, send limits, call our service at 608-223-3000. There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.

What if I want to send money to someone whose bank or credit union doesn’t offer Zelle®?

As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. You can find a full list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.

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1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

2 Must have a bank account in the U.S. to use Zelle.