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Welcome to our new Website

Welcome to a better banking experience. At Lake Ridge Bank, we blend hometown service and innovative tools to help our clients thrive.

Whether you’re opening your first account, growing your business, or planning for your future, our team is here to provide personalized solutions and trusted guidance every step of the way.

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Manage Your Money

Credit Cards

Whether you’re looking for low rates, great rewards, or credit-building tools, we have a Visa card to match your goals.

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Mobile Banking

Check balances, transfer funds, deposit checks, and more—all from your phone. With strong security and a simple app, banking is easier than ever.

Download The App

Plan Your Mortgage

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Mortgage Options

From your first search to your final signature, we’re here to help you understand your mortgage choices and feel confident about your next move.

Find Your Fit
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Current Rates

Start by reviewing current mortgage rates to get a better sense of affordability and monthly payments before moving forward with pre-approval.

See Our Rates

Grow Your Wealth

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Confident Investing

With over 40 years in business and $1.4 billion in assets under management, we have the expertise to help you achieve your goals.

Explore Services
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Retirement Planning

Whether you’re a few years away or already in retirement, we’ll help you navigate whatever your second act might bring.

See How We Help

Great Rates, Simple Products

CD Specials

3.19%
APY1
22 Month CD

30 Year Mortgage

6.602%
APR1

Credit Card

13.50%
APR2
Visa Signature

HELOC

5.24%
APR1
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Built On Local Values

With deep roots in Dane, Green, and Rock counties, we’ve grown by staying true to what matters: service, integrity, and community. We’re more than a bank—we’re your neighbors.

What Our Clients Say

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Meet Stanley

Meet Your Banker: Stanley Koopmans

Stanley Koopmans, MBASenior VP – Business Banking Sales Manager(608) 849-2778341 W. Cottage Grove Road, Cottage GroveSKoopmans@lakeridge.bank What is your role at the bank? One aspect of my job as Business Banking Sales Manager that I
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buisnessmen looking out over manufacture

Making Banking Easier: Is it Better to Buy or Lease Equipment?

A variety of industries rely on equipment to function efficiently and effectively, including: Many business owners and public entities utilize commercial loans to meet a variety of financial needs, but did you realize that banking
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woman holding on mans arm

Preparing for Retirement: Ways to Build Wealth Beyond Your Business

For many business owners, the land, building, equipment and proprietary client list associated with the business become both your income generator and the majority of your net worth. Making your business your primary source of
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business man looking at reports

Market Report: August 2026

Repeat or Rhyme? “History doesn’t repeat itself, but it often rhymes” is a quote often attributed to Mark Twain, although there is no actual evidence of him using that statement (it appears that the quote
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