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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.
Special offer

Begin their savings journey with a $50* head start

Open a Lake Ridge Bank Smart Savings account today and receive $50 to help jump-start your child’s financial future.

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Give Your Kids a Confident Start With Smart Savings Habits

A Smart Savings account makes it easy—and fun—for kids to learn how saving works while building lifelong financial habits.

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Encourage Strong Habits

Help kids practice saving and understand the value of consistency

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Watch Savings Grow

Encourage excitement as every deposit increases their balance

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Long-Term Impact

Perfect for parents, grandparents, and anyone wanting to invest in a child’s future

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One Simple Step

Open a Smart Savings account and receive a $50 bonus to kickstart their journey

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Build Financial Confidence

Explore top savings lessons every parent or grandparent should teach their kids or grandkids

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Not Yet Enrolled In Online Banking?

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Market Report: November 2026

Rock, Sand, or Gravel Many of us who attended Sunday school when we were kids remember a song titled “The Wise Man Built His House Upon the Rock,” that, believe it or not, can be
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Turn Your Credit Card Rewards Points Into Visa® and Mastercard® Gift Cards

The holiday season is here, and your Lake Ridge Bank credit card rewards points can help make shopping a little easier! Whether you’re checking names off your holiday shopping list or treating yourself to something
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Meet Cora Lake Ridge Banks Online Resource Assistant

Meet CORA: Lake Ridge Bank’s Online Resource Assistant

At Lake Ridge Bank, we’re always looking for ways to make banking easier and more convenient for you. That’s why we’re excited to introduce Cora, our new AI-powered phone and chat assistant! Whether you have
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Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
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*Open a Smart Savings Account and earn 0.25% annual percentage yield (APY) on your entire balance — no minimum balance required to earn the APY. APY is accurate as of February 3, 2026,, and is subject to change. Fees may reduce earnings. The $50 bonus will be deposited directly into the new account within 30 days of opening when the account is opened with a minimum deposit of $25. While we truly value our current clients, this offer is available only for children who have not already received a similar bonus from our bank and do not have an existing account with us. Limit one piggy bank per child, while supplies last. Offer expires on September 30, 2026.