Special offer

Begin their savings journey with a $50* head start

Open a Lake Ridge Bank Smart Savings account today and receive $50 to help jump-start your child’s financial future.

See Savings OPtions
Happy boy pretending to be an airplane and looking at camera while his father is holding him in dining room.
LRB Logo bottom

Give Your Kids a Confident Start With Smart Savings Habits

A Smart Savings account makes it easy—and fun—for kids to learn how saving works while building lifelong financial habits.

Checkmark

Encourage Strong Habits

Help kids practice saving and understand the value of consistency

Checkmark

Watch Savings Grow

Encourage excitement as every deposit increases their balance

Checkmark

Long-Term Impact

Perfect for parents, grandparents, and anyone wanting to invest in a child’s future

Checkmark

One Simple Step

Open a Smart Savings account and receive a $50 bonus to kickstart their journey

Checkmark

Build Financial Confidence

Explore top savings lessons every parent or grandparent should teach their kids or grandkids

piggy bank with coins going into it

Not Yet Enrolled In Online Banking?

Banknotes Blog

View All Posts
Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
Read Post

Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
Read Post

7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
Read Post
Meet Jen

Meet Your Banker: Jen Doescher

Jen DoescherRetail Manager1740 Springdale St.Mount Horeb, WIJDoescher@lakeridge.bank(608) 416-4835 Q: What is your role at the bank? I began my banking career with Lake Ridge Bank in 2002 as a Customer Service Representative and later as
Read Post

*Open a Smart Savings Account and earn 0.25% annual percentage yield (APY) on your entire balance — no minimum balance required to earn the APY. APY is accurate as of February 3, 2026,, and is subject to change. Fees may reduce earnings. The $50 bonus will be deposited directly into the new account within 30 days of opening when the account is opened with a minimum deposit of $25. While we truly value our current clients, this offer is available only for children who have not already received a similar bonus from our bank and do not have an existing account with us. Limit one piggy bank per child, while supplies last. Offer expires on September 30, 2026.