Fraud Protection

Protect your accounts with real-time alerts and built-in fraud monitoring designed to keep your money safe.

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Protecting Against Fraud & Identity Theft

We provide proactive tools and resources to help you detect, prevent, and respond to fraud, giving you peace of mind and control over your finances.

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Text Alerts

Get notified of suspicious activity on your credit or debit cards and reply by text to confirm or deny suspicious transactions.¹

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Voice Authentication

Quickly authenticate yourself with one-time passcodes

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Account Alerts

Set custom alerts for logins, withdrawals, and more.

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Fraud Education

Learn to spot scams with our fraud prevention tips.

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Card Controls

Lock your card, set limits, and manage spending in the app.

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Business Protection

Use tools like Positive Pay and ACH filters to protect business accounts.

Manage Your Money Safely and Securely

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Card Control

Stay in charge of your card activity with flexible tools to manage how, where, and when it’s used.

Control Your Cards
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Credit Sense

Keep tabs on your credit score, get alerts on changes, and access personalized tips to improve it.

Check Your Score
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Online Banking

Handle your finances with ease from your desktop. Pay bills, review transactions, and manage accounts in one place.

Access Online Banking
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Mobile Banking

Bank from your pocket. Use our mobile app to manage accounts, transfer funds, and more—on your schedule.

Get the App

Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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We’ll never ask for personal information like your account number or PIN via text. Fraud text alerts are sent between 8:00 AM and 9:00 PM CST. If we have your current mobile number on file, you’ll be automatically enrolled in Two-Way Text Alerts. Messages will appear from LRBK.