Life Insurance

Life insurance isn’t one-size-fits-all, and navigating coverage options on your own can feel overwhelming. Our advisors will help you find the right plan to safeguard what’s most important to you and your family.

Lake Ridge Bank Logo Top

Protect What Matters Most

We help you navigate complex insurance options with confidence. Whether you’re planning for your family’s future or safeguarding your assets, we’ll create a plan tailored to your needs and priorities.

Checkmark

Personalized Coverage

We’ll help you choose life, long-term care, or Medicare insurance that fits your stage of life and goals.

Checkmark

Trusted Guidance

From evaluating options to explaining details, our advisors make insurance decisions easier to understand.

Checkmark

Protection for Every Stage

As life changes, we’ll help ensure your coverage evolves with you.

Checkmark

Experienced, Local Advisors

Our Wisconsin-based team brings financial expertise and a personal touch to every conversation.

Life Insurance Options

Checkmark

Term Life

A simple, budget-friendly option that provides coverage for a set period — typically 10 to 30 years. If you pass away during that time, your loved ones receive a guaranteed death benefit.

  • Guaranteed death benefit
  • Lower initial cost
  • Temporary coverage
Checkmark

Whole Life

Permanent coverage that lasts a lifetime. In addition to a guaranteed death benefit, this option builds cash value over time, providing long-term security and potential savings growth.

  • Lifetime protection
  • Cash value accumulation
  • Fixed premiums
Checkmark

Universal Life

Flexible, permanent coverage that includes an investment component and adjustable premiums.

  • Long-term protection
  • Built-in savings element
  • Adaptable premiums

Other Types of Insurance

Auto Loans

Long-Term Care Insurance

Long-term care (LTC) insurance helps cover services like nursing-home care, home-health care, and adult day care for those 65+ or living with a chronic condition. It offers more flexibility and choice than many public assistance programs.

Mortgages

Medicare Supplement Insurance (Medigap)

Medicare Supplement Insurance helps fill the “gaps” in Original Medicare. These policies, offered by private companies, can help cover out-of-pocket costs like copayments, coinsurance, and deductibles.

Money Transfer

Medicare Advantage Plans

Also known as “Part C,” Medicare Advantage Plans combine hospital, medical, and often prescription coverage into one convenient plan. These bundled plans offer a streamlined, all-in-one alternative to Original Medicare.

How Much Insurance Do You Need?

Banknotes Blog

View All Posts
Professional speaking to client

Making Banking Easier: Why Managing Investments In-House Matters

There are many factors to consider when choosing the right team to protect your finances and grow your net worth. One little-discussed factor that could play a role in the decision is whether your team
Read Post
Wisconsin School of Business - Family Business Center and Lake Ridge Bank

Mixing Business with Family: Connect with the Wisconsin Family Business Center

Beginning in 2018, the TV series Succession became a cultural phenomenon that appalled viewers with the antics of the Roy family as four siblings vied for control of their aging father’s company, worth billions of
Read Post
business man looking at reports

Market Report: June 2026

Alternative Reality Several years ago, an alternate history television series aired called The Man in the High Castle. The series depicted a dystopian world set in 1962 after the Germans and Japanese supposedly won World
Read Post

CEO Insights: Seven Ways Community Banking Aligns With Common Values

I hear it often: “Aren’t all banks basically the same?” From the outside, I understand why it can feel that way. But as we recently marked Community Banking Month, I found myself reflecting on how
Read Post

This entity is an equal opportunity provider. Insurance contracts are products of the Insurance Agency and are:  

  • Not FDIC Insured 
  • Not Bank Guaranteed 
  • Not a Deposit 
  • Not Insured by any Federal Government Agency