❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

Credit Sense

Credit Sense gives you free, secure access to your credit score, monthly updates, alerts, and tips to help you build and manage your credit.

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Take Control of Your Credit

Stay on top of your credit score, monitor changes, and get personalized tips to improve your financial health.

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Soft Credit Check

Check your score anytime without impacting it.

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Alerts & Monthly Updates

Get notified of key changes to your credit profile.

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Score Insights

See what affects your score and how to improve it.

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Credit Report Access

View account history, inquiries, and other credit details.

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Personalized Offers

Find prequalified loans and credit options that fit your profile.

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Build Stronger Credit with the Right Tools

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Personal Finance Manager

Keep your budget on track with easy tools to monitor spending, set goals, and stay organized.

Start Managing
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Online Banking

Access your accounts, pay bills, and move money anytime from your computer.

Go Online
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Mobile Banking

Use your phone to check balances, transfer funds, and manage your accounts from anywhere.

Get the App
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Fraud Protection

Stay alert with built-in monitoring and fast notifications for unusual activity.

Protect Your Accounts

Log In to Access Credit Sense

Frequently Asked Questions

Can I download or export my credit data?

While Credit Sense does not offer export options for your credit report, your credit data is accessible anytime from your Online or Mobile Banking dashboard.

Where can I get help using Credit Sense?

Use the Help Center inside the Credit Sense tool for tips and FAQs. You can also chat with a banker online or call us at (608) 223-3000 or (855) 256-7328 for additional support.

What is Credit Sense?

Credit Sense is a free credit score and monitoring tool available through Lake Ridge Bank. It gives you secure access to your latest credit score and report, helps you understand the key factors affecting your credit, and alerts you to major changes—so you can stay in control and spot potential fraud.

How do I access Credit Sense?

Log in to Online Banking and click “Check Credit Score” in the Credit widget on the homepage. In the mobile app, tap “My Credit Score” in the menu. You’ll verify a few details, and then you’re in.

Is there a fee to use Credit Sense?

No. Credit Sense is completely free for Lake Ridge Bank customers.

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