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How We Became Lake Ridge Bank

We knew right from the start that one of the most important decisions we would need to make was what to name our new bank.

It's a job seeker's market, with open positions in many regions and fields outnumbering available candidates. For that reason, employers have needed to be increasingly creative in the ways they find and attract talent. Applicants are looking for more than just a salary – when considering new career landing spots, they're paying closer attention to the benefits a company offers than ever before. One such benefit that a small company can provide to its staff is a SIMPLE individual retirement account (IRA) plan.

Ideally, we would all enter our retirement years fully confident that our investment and retirement planning efforts would translate into comfortably maintaining our desired lifestyles until the day we die. However, retirement planning, like most important things, is not that simple.

Baby Boomers are rapidly retiring, and Gen-Xers aren't far behind. It's easy to imagine their positive expectations, but it's important to recognize that, for many, retirement also presents a few downsides. Here are four non-financial “lost benefits” for your consideration as you plan and prepare for your eventual retirement.

While economic uncertainties are beyond our control, we can be proactive by focusing on things that aren’t. Here are five moves you can make to benefit your retirement over the longer term.

When to file for Social Security should not be a one-size-fits-all proposition. Many factors come in to play, and your decision should not be made in a vacuum and certainly not based on a headline.