Business Credit Cards

Our business credit card offers convenience, security, and rewards to help you manage cash flow and grow confidently.

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Credit That Works for Your Business

Our business credit cards give you the power to manage expenses, simplify employee spending, and earn rewards—backed by local service and flexible features that fit your goals.

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No Annual Fee

Get 0% intro APR for 6 months and customize your card with your logo.*

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Purchasing Power

Make everyday business purchases with ease, online or in-store.

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Comprehensive Protection

Includes contactless cards, fraud alerts, and zero liability for unauthorized charges.**

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Employee Controls

Issue cards to team members and manage spending limits.

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Rewards Options

Earn cash back or points on eligible business purchases.

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Local Expertise

Our team is here to help you choose and manage your card.

Lake Ridge Bank Business Credit Card

Smart Tools to Manage Your Business Spending

Auto Loans

uChoose Rewards

Earn points every time you use your business credit card and redeem them for travel, merchandise, gift cards, and more. Your everyday purchases go even further.

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Mortgages

Business Mobile Banking

Bank wherever business takes you with our mobile app, you can manage accounts, approve transactions, and stay connected right from your phone.

Bank On the Go
Money Transfer

SpendTrack

Easily monitor company card activity, set spending limits, access your business rewards, and manage employee purchases—all in one place. Total control, simplified.

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Savings

Business Online Banking

View transactions, pay bills, and transfer funds anytime. Manage your business finances securely—right from your desktop.

Discover Online Banking

Apply Now and Start Earning Points

Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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*Subject to credit approval. Interest rate after promotional period will be 14.88% APR. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security