Visa Credit Cards

Get A Card That Rewards You, And A Great Rate

Lake Ridge Bank has a range of cards for all our clients’ needs. Choose a lower rate, or the potential for a higher rate but earn valuable points with every purchase. You’ll be able to use your card in Apple Pay, Google Pay, Samsung Pay to make your purchases more convenient and secure. 

Click the arrows at the bottom to compare products.

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Signature card holders will have a higher spending limit and earn even MORE rewards points.1

  • Earn 1.5 uChoose Rewards points for every $1 spent
  • Minimum Credit Limit of $5,000
  • Digital Wallet
  • Fraud Protection
  • Card Controls
  • No Foreign Transaction Fee
  • Single sign-on with Lake Ridge Bank accounts
 

Current Offer: Spend $5,000 within 90 days of open date and qualified purchases and be rewarded with an additional 20,000 uChoose points.4

Everyday spenders seeking flexibility and rewards. 

  • Earn 1 uChoose Rewards points for every $1 spent
  • No Annual Fee
  • Digital Wallet
  • Fraud Protection
  • Card Controls
  • Single sign-on with Lake Ridge Bank account
 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 13.50% APR thereafter!2

Perfect for students, first-time credit users, and credit rebuilders.

  • No Annual Fee
  • Digital Wallet
  • Fraud Protection
  • Card Controls
  • Single sign-on with Lake Ridge Bank accounts 
 

Current Offer: 0% introductory APR on purchases and balance transfers for six months, and 15.00% APR thereafter!3

Are you looking for a credit increase? CLICK HERE to add apply for an increase.

Customize Your Card

Showcase your personality every time you use your Lake Ridge Bank Visa credit or debit card! Stop by any of our locations to get a Custom Debit or Credit Card featuring your choice of design. Whether it’s your favorite family vacation photo, pet, your company brand or one of the many unique images we have on file, your card will be as unique as you are. Visit us today to create a card that’s truly yours!

Visa Gift Cards

Looking for the perfect gift? Lake Ridge Bank’s Visa Gift Cards offer a versatile and thoughtful way to treat someone special. Accepted anywhere Visa is used, these prepaid Visa cards make gifting simple, whether for holidays, birthdays, or just because. Stop by Lake Ridge Bank today to purchase your Visa Gift Card and share the gift of endless possibilities!

Card Controls

Get control and convenience from an app on your phone, for the cards in your wallet. Card Controls is a central hub for managing your cards and how they are used.

Digital Wallet

Pay quickly and conveniently at checkout in stores, online, and for in-app purchases.

uChoose Rewards

Lake Ridge Bank's Platinum and Signature Credit Card holders earn uChoose reward points for purchases. Choose from millions of items, including concert tickets, cruises, and even cash back.

Lost or Stolen Card? Traveling? Other Questions? Notify us immediately by calling (608) 223-3000 or (855) 256-7328. We are available: 8am–5:30 pm CST, Monday–Friday; 9am–12 pm CST, Saturday. Credit card after business hours: (855) 574-1510

To obtain a copy of your Credit Card Agreement, please email customersupport@lakeridge.bank and include your name, contact information and subject line " VISA Agreement Request." Or you can call us at (855) 256-7328.

1) Subject to credit approval. Transaction fees for this card may include: ATM fee–$2.50, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

2) Subject to credit approval. Interest rate after promotional period will be 13.50%. This APR will vary with the market based on the Prime Rate. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

3) Subject to credit approval. Interest rate after promotional period will be 15.00% APR. This APR will vary with the market based on the Prime Rate. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

4) Cardholders who spend $5,000 or more on the Lake Ridge Bank Signature Credit Card within 90 days of open date will receive 20,000 bonus points on qualifying purchases.  Bonus points are awarded once per account and are based on eligible net purchases.  Purchases that are returned, as well as balance transfers and cash advances, are excluded.  Bonus points will be credited within 30 days after introductory period ends. 

**** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security