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Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

uChoose Rewards

With uChoose Rewards, every purchase gets you closer to something great. Use your Lake Ridge Bank credit card to earn points and redeem them for travel, gift cards, cash back, and more.

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Why You’ll Love uChoose Rewards

Turn everyday purchases into exciting rewards. With flexible redemption options and easy point tracking, uChoose makes it simple to get more from your Lake Ridge Bank credit card.

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Freedom to Choose

Redeem points for millions of rewards, including merchandise, travel, event tickets, gift cards, and even cash.

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Easy Earning

Earn 1 point per dollar with a Visa Platinum Credit Card or 1.5 points per dollar with a Visa Signature Credit Card.

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Real-Time Access

Check your points balance, view featured offers, and explore new rewards anytime, from any device.

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Bonus Opportunities

Get rewarded faster by shopping with participating retailers and taking advantage of limited-time offers.

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Start Earning Today

Frequently Asked Questions

What is uChoose Rewards?

uChoose Rewards is a program that lets you earn points every time you use a qualifying Lake Ridge Bank credit card and sign for your purchases. You can earn even more points by shopping at participating retailers, then redeem them for rewards you choose—like travel, gift cards, cash, and more.

How do I get started?

uChoose Rewards is accessed directly through your online or mobile banking. After logging in, select Cards, choose your eligible credit card, and then select Rewards to view and manage your uChoose Rewards account.

How do I earn points?

You earn points every time you sign for your purchases. Plus, you can earn additional points by shopping in-store or online at participating retailers through www.uchooserewards.com.

Can I share points with other accounts?

Yes! All cards within the same account automatically earn points together, helping you accumulate rewards faster.

How can I track my uChoose points?

Your points are tracked automatically. Log in to your online or mobile banking, go to Cards, select your credit card, and choose Rewards to view your current points balance and available redemption options.
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