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Due to an increase in fraud in our community, Lake Ridge Bank will never provide you a link to online banking or ask for sensitive account information by phone, text, or email. If you believe you may have fallen victim to a scam, please call us immediately at (608) 223-3000.

Debit Cards

Enjoy secure, convenient spending with a Lake Ridge Bank debit card—plus access to 35,000+ surcharge-free ATMs.

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Everyday Access, Unmatched Convenience

Lake Ridge Bank’s Visa® debit cards make spending simple, secure, and flexible. Shop online, in stores, or on the go with local support you can count on.

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No Annual Fees

Use your card without hidden costs or fees.

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Custom Card Designs

Personalize your card with a photo, logo, or school design.

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Digital Wallet Ready

Connect with Apple Pay, Google Pay, Venmo, and more.

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Chip & Contactless Security

Shop confidently with built-in security and fraud alerts.

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ATM Access Nationwide

35,000+ surcharge-free ATMs across the country.

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Local Support

Get help from a friendly team—no call center hassle.

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Teach Your Kids Smart Spending With SmartCard

Our SmartCard Debit Card is designed to help teens and young adults build confidence with everyday spending. With convenient access to their funds, secure purchasing power, and digital banking tools, it’s a practical way to develop smart financial habits from the start.

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No Annual Fees

Teens can use their card without hidden costs or fees.

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Custom Card Designs

Teens can personalize their card with a photo, logo, or school design.

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Digital Wallet

Connect with Apply Pay, Google Pay, Venmo, and more.

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Chip & Contactless Security

Your kids can shop confidently with built-in security and fraud alerts.

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ATM Access Nationwide

35,000+ surcharge-free ATMs across the country.

Checkmark

Local Support

Get help from friendly team-no call center hassle.

Manage, Protect & Maximize Your Debit Card

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Card Control

Quickly adjust settings, set limits, or pause your card using your phone whenever you need.

Adjust Settings
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Fraud Protection

Keep your account secure with built-in monitoring and instant alerts for suspicious activity.

Stay Protected
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Digital Wallet

Tap to pay with your phone by linking your card to your favorite digital wallet services.

Add Your Card
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Mobile Banking

View transactions, pay your bill, and manage your card from anywhere with the mobile app.

Get the App

Open an Account Today

Banknotes Blog

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Market Report: June 2026

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Lake Ridge Bank Elevates Jordon Geiger to C-Suite

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What Businesses Need to Know About the New ACH Requirements

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Lost or Stolen Card? Traveling? Other Questions? Call us right away at (608) 223-3000 or (855) 256-7328.

Customer Service Hours

  • Monday–Friday: 8:00 AM – 5:00 PM CST

For after-hours debit card assistance, call (855) 967-3965.