Fraud Protection

Business Banking

Defend Your Growing Business 

Life is easier when you have a partner watching your back. You have worked hard for your money, now let us work hard to keep it safe with check protection services, security tokens, multi-factor authentication and more. 

Protect your cash flow by enrolling in our fraud protection services. If you would like to learn more, reach out to Business Banker today.

Check Protection with Positive Pay

With Positive Pay, you can be sure that no one will be able to compromise your account and cash flow. Positive Pay is an image based fraud prevention service which compares checks presented for payment against checks that you upload into our system. Unauthorized checks will be flagged for your review. If the check is fraudulent, no need to close the account or spend valuable time notifying vendors of an account change, just simply reject the check. This is a convenient way to gain peace of mind and added security by reducing your exposure to check fraud. 

ACH Fraud Protection

ACH Positive Pay is a fraud prevention service that is designed to give you piece of mind while conducting ACH transactions. ACH activity can be filtered or blocked, allowing you to have full control of your funds. When a vendor debits your account for the first time, you will be alerted. You can either decline the transaction, accept it one time, or add them as a vendor. If you add them as a vendor, you can set limits to make sure they are not taking more funds than allowed. This is a great product to give you the added security, added control and allow you to reduce the cost of writing checks. 

Added Security & Alerts

Online Banking Protection

Lake Ridge Bank is proud to deliver the highest level of security for our Business Online Banking customers. We add an additional layer of security to our login process with multi-factor authentication. We offer hard tokens, soft tokens, & RSA Authentication.

Account Alerts

With account alerts, you know the moment something important happens on your accounts. It's easy and available to all Lake Ridge Bank personal and business online users. 

CardValet

Control your business debit and credit cards with CardValet. Turn your cards on or off, in an instant, for any reason. Control transactions by category or by dollar amounts. 

Fraud Banknotes

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