Online Banking

Manage your finances anytime, anywhere. Access real-time account balances, pay bills, transfer funds, and more—all from the comfort of your home or on the go.

Lake Ridge Bank Logo Top

Bank Smart, Wherever You Are

Lake Ridge Bank’s online banking gives you the freedom, security, and control to manage your money—anytime, anywhere.

Checkmark

24/7 Access

Bank on your schedule, wherever life takes you.

Checkmark

Better Money Management

Bank on your schedule, wherever life takes you.

Checkmark

Fewer Fees

Avoid late payments with easy online bill tools.

Checkmark

Peace Of Mind

Set alerts and go paperless for added security.

Checkmark

Stay Credit-Savvy

Monitor your credit score without hurting it.

Try Our Demo
Online banking laptop screen

Everything You Need At Your Fingertips

account alerts icon

Account Alerts

Get real-time alerts to track balances, spot unusual activity, and stay in control. To sign up, log in to your account and select “Alerts” at the top of your screen. Then, choose the updates you’d like to receive

Access Account
bill pay icon

EDocuments

Access statements and notices online—securely, instantly, and without the paper clutter. To enroll, log in to your account, go to the Accounts tab, and select eDocument preferences.

Log In to Get Started
mobile banking icon

External Transfers

Move money securely between your Lake Ridge Bank accounts and your accounts at other U.S. financial institutions.

Watch Demo
zelle icon

Zelle®

Send and receive money in minutes with Zelle using just an email or U.S. mobile number. To sign up, log in to your account, go to Bill Pay and enroll. Once enrolled, you’ll select “Send Money with Zelle.”

Sign In Securely
bill pay icon

Bill Pay

Pay all your bills in one secure place. Schedule payments, set up eBills, and avoid late fees with ease.

Manage Bills
personal finance manager icon

Personal Finance Manager

Track spending, set savings goals, and build a budget that works for you. Access powerful tools to take control of your finances.

Explore Tool
Debt

Credit Sense

View your credit score anytime without impact, get alerts on changes, and see personalized tips to improve your score.

Start Here
Debt

Fraud Protection

Monitor your accounts and get real-time alerts to catch suspicious activity early and keep your finances safe.

Protect Now

New to Online Banking?

Frequently Asked Questions

Is my information secure when using Zelle?

Yes. When you use Zelle within Lake Ridge Bank’s online or mobile banking, your information is protected by the same security technology that keeps your bank accounts safe.

How to get started with Zelle in our mobile app?

Easily start today using just your email address or U.S. mobile number.
  1. Enroll or log in to Mobile or Online Banking
  2. Select “Zelle”
  3. Accept Terms and Conditions
  4. Select your U.S. mobile number or email address and deposit account
That’s it! You’re ready to start sending and receiving money with Zelle.

I’m unsure about sending money to someone I don’t know. What should I do?

Only use Zelle to send money to people you trust. Because transfers happen so quickly, it’s difficult to recover funds sent to the wrong person.

What are some simple tips to ensure your money sent safely?

  • Know who you are sending money to – Only use Zelle to sned money to friends, family, and other people you trust.
  • Verify that your recipient’s name, U.S. mobile phone number and email address are correct before sending money.
  • Be Aware – If a payment situation feels off, it probably is. Trust your get and investigate before sending money.

Do you offer a budgeting tool?

Yes. Our Personal Financial Manager helps you track spending, set savings goals, and manage accounts from multiple institutions in one place. Learn more about Personal Finance Manager. (link to /accounts-and-cards/personal-finance-manager)

Banknotes Blog

View All Posts

Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
Read Post

Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
Read Post

Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
Read Post

A Financial Checklist Heading into A New Farming Season

As the new season approaches for planting crops and birthing livestock, farmers face both opportunities and challenges in managing the financial health of their business. Proper planning and strategic banking tools can make the difference
Read Post