MANUFACTURING BANKING

Whether you’re upgrading equipment, managing payroll, or expanding operations, we provide the financial tools, expert guidance, and local support to help manufacturers thrive.

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Banking That Keeps Your Production Moving

We understand the complexities of managing materials, equipment, and labor in a fast-moving environment. At Lake Ridge Bank, we offer flexible financing and treasury solutions designed to keep your operations efficient, secure, and scalable.

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Equipment & Facility Financing

Fund capital improvements, upgrades, and expansions.

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Working Capital Support

Access lines of credit to manage vendor payments and production delays.

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Automated Payment Tools

Pay suppliers and employees efficiently with secure, digital solutions.

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Treasury Management Services

Streamline receivables, manage liquidity, and reduce manual processes.

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Local Expertise

Get decisions fast from a team that understands your operation and your goals.

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Scalable Solutions

As your production grows, we help you stay financially agile.

Essential Tools for Manufacturers

Auto Loans

Online Banking

Manage accounts, monitor transactions, and move money between operating and payroll accounts—all from one secure platform.

Explore Online Banking
Mortgages

Fraud Protection

Protect your accounts from unauthorized ACH and check activity with layered security and real-time alerts.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Automate vendor payments, issue direct deposits, and send wires—easily integrated with your accounting systems.

View Payment Tools
Savings

Business Loans

Upgrade equipment, expand your facility, or manage cash flow with financing solutions built for the manufacturing industry.

See Loan Options

Get in Touch to Get Started

Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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