Public DepositorY BANKING

We provide secure, efficient banking solutions for municipalities, schools, and public entities—so you can focus on serving your community.

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Banking Designed for Public Entities

Serving a public entity comes with unique demands. We provide specialized solutions to help you manage finances efficiently, safeguard taxpayer funds, and maintain transparency with stakeholders.

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Public-Sector Account Services

Flexible checking and savings accounts built for government operations and reporting needs.

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Secure Cash Flow Management

Speed up receivables, payroll, and vendor payments with treasury and payment tools.

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Fraud Prevention Controls

Implement safeguards like Positive Pay and ACH filters to protect public funds.

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Financing for Public Projects

Access loans for capital improvements, facility upgrades, or operational needs.

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Local, Responsive Support

Work with bankers who understand public-sector requirements and compliance.

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24/7 Digital Access

Monitor accounts, transfer funds, and review activity securely anytime, anywhere.

Trusted Solutions for Managing Public Funds

Auto Loans

Online Banking

Securely manage public accounts around the clock. Transfer funds, review transactions, and access statements with online and mobile banking.

Explore Online Banking
Mortgages

Fraud Protection

Protect taxpayer dollars with real-time alerts, ACH filters, and Positive Pay—designed to help you detect and prevent unauthorized transactions.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Streamline vendor payments, payroll, and receivables with ACH, wires, and secure online payment systems tailored for public entities.

View Payment Tools
Savings

Business Loans

Secure financing for public projects, infrastructure, or operational support—structured to meet government procurement and cash flow requirements.

See Loan Options

Get in Touch to Get Started

Banknotes Blog

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Celebrating Jordon Geiger on being promoted to Chief Wealth Management Officer.

Lake Ridge Bank Elevates Jordon Geiger to C-Suite

May 11, 2026 (MADISON, Wis.) – Lake Ridge Bank has added a new position to its Executive team, elevating Jordon Geiger from Senior Vice President & Senior Trust Officer to Chief Wealth Management Officer, effective
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business professional approving documents

What Businesses Need to Know About the New ACH Requirements

We want to help our ACH origination clients remain compliant with the new National Automated Clearing House Association (NACHA) rules that became effective in 2026. One of the most significant updates is an increased emphasis
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business man looking at reports

Market Report: May 2026

Statistics Have you noticed that the world is enamored with statistics? Sports, weather, political polling, education…everywhere you look someone is putting together statistical data on virtually every subject imaginable. The thing about statistics, though, is
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Meet Paul Hoffmann - President of Lake Ridge Bank

Meet Your Banker: Paul Hoffmann

Paul Hoffmann – Lake Ridge Bank President8301 University Ave. Middleton, WI Q: What is your role at the bank? As the President at Lake Ridge Bank, I am ultimately responsible for managing daily operations such
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