Public DepositorY BANKING

We provide secure, efficient banking solutions for municipalities, schools, and public entities—so you can focus on serving your community.

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Banking Designed for Public Entities

Serving a public entity comes with unique demands. We provide specialized solutions to help you manage finances efficiently, safeguard taxpayer funds, and maintain transparency with stakeholders.

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Public-Sector Account Services

Flexible checking and savings accounts built for government operations and reporting needs.

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Secure Cash Flow Management

Speed up receivables, payroll, and vendor payments with treasury and payment tools.

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Fraud Prevention Controls

Implement safeguards like Positive Pay and ACH filters to protect public funds.

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Financing for Public Projects

Access loans for capital improvements, facility upgrades, or operational needs.

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Local, Responsive Support

Work with bankers who understand public-sector requirements and compliance.

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24/7 Digital Access

Monitor accounts, transfer funds, and review activity securely anytime, anywhere.

Trusted Solutions for Managing Public Funds

Auto Loans

Online Banking

Securely manage public accounts around the clock. Transfer funds, review transactions, and access statements with online and mobile banking.

Explore Online Banking
Mortgages

Fraud Protection

Protect taxpayer dollars with real-time alerts, ACH filters, and Positive Pay—designed to help you detect and prevent unauthorized transactions.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Streamline vendor payments, payroll, and receivables with ACH, wires, and secure online payment systems tailored for public entities.

View Payment Tools
Savings

Business Loans

Secure financing for public projects, infrastructure, or operational support—structured to meet government procurement and cash flow requirements.

See Loan Options

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CEO Insights Jim Tubbs

CEO Insights: Technology Should Make Banking Feel More Human, Not Less

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Market Report: July 2026

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Meet Your Business Banker: Jordon Geiger

Jordon Geiger Chief Wealth Management Officer 6430 Bridge Road, Monona JGeiger@lakeridge.bank (608) 826-3561 Q: What is your role at the bank? While I have been a part of Lake Ridge Bank for 18 years, I
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Professional speaking to client

Making Banking Easier: Why Managing Investments In-House Matters

There are many factors to consider when choosing the right team to protect your finances and grow your net worth. One little-discussed factor that could play a role in the decision is whether your team
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