Employee Retirement PlanNING
Your business is a key part of your financial future. Our planners understand the complexities of business ownership and will help you build a personalized plan to support your goals, now and down the road.
A Retirement Plan Partnership You Can Trust
From investment selection to administrative compliance, our comprehensive retirement solutions help you offer competitive benefits with confidence—while reducing your liability and administrative burden.
Fiduciary Peace of Mind
We act as your 3(38) discretionary trustee to manage plan investments and funding, helping protect you from fiduciary risk.
Seamless Recordkeeping
Transamerica powers participant access and automatic portfolio rebalancing with tools like Your Retirement Outlook® and PortfolioXpress®.
Compliance Made Easy
PPG Retirement Services manages plan design, ERISA testing, contribution administration, and all required filings.
Local, Personalized Support
Experience prompt in-region service from Lake Ridge’s trusted wealth team.
Elevated Experience for Teams
Your employees benefit from intuitive enrollment, outreach, and planning tools—all designed to improve participation and retirement readiness.
Comprehensive Planning Beyond Retirement
Business Investments
Strengthen your business’s financial foundation by building a smart investment strategy. Our advisors tailor portfolios that align with your short- and long-term goals.
Cash Management
Stay in control of your day-to-day finances with cash management tools that help you optimize liquidity, streamline payments, and support better decision-making.
Financial Planning
Create a personalized financial roadmap that supports both your business and personal goals. Our planners work with you to secure your legacy and long-term stability.
Exit Planning
When it’s time to step away or transition ownership, we’ll help you build a strategy that protects your legacy and positions your business for continued success.
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Important: The projections or other information generated by the engine (which produces Your Retirement Outlook®) regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and do not guarantee future results. Results derived from the tool may vary with each use and over time. Please visit your plan website for more information regarding the criteria and methodology used, the engine’s limitations and key assumptions, and other important information.
Securities offered through Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. Transamerica is not affiliated with Lake Ridge Bank.
PortfolioXpress® is a registered service mark of Transamerica. PortfolioXpress® is available to plans that have online enrollment at no additional cost, although the fees of the underlying investment choices continue to apply. PortfolioXpress® presents a series of asset allocation models up to and through a designated retirement year. The participant is solely responsible for selecting the retirement year and risk preference (if applicable). By subscribing to the service, the participant agrees to each of the asset allocation mixes and each of the automated rebalancing transactions that will take place over time within the account as the participant approaches a selected retirement year. If participants sign up, they should carefully review the service agreement for details on any applicable fees and other terms and conditions that may apply. Although the PortfolioXpress® service is offered at no additional cost, participants will continue to bear the fees of the underlying funds in which the account is invested. PortfolioXpress® is designed as investment education. Transamerica or its affiliates do not provide investment advice to PortfolioXpress® nor does Transamerica act as a plan fiduciary. Retirement date portfolios are subject to the same risks as the underlying asset classes in which they invest. The higher the portfolio’s allocation to stocks generally the greater the risk. The principal value of the portfolio is never guaranteed, including at and after the target date. Diversification does not guarantee against loss in a falling market.
