Announcement Indicator

Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

Report Business Fraud

If you notice unauthorized transactions, unusual account behavior, or a suspicious communication related to your business accounts, we’re here to help.

Lake Ridge Bank Logo Top

Report Fraud: How & What to Report

If you suspect fraudulent activity on your business account, reach out immediately to minimize risk and protect your organization.

  • Call our Customer Support team at (608) 223-3000 or (855) 256-7328 during our business hours.
    • Monday-Friday: 8:00am – 5:00pm CST
    • Saturday: 9:00am – 12:00pm CST
  • Contact your business banker to secure affected accounts.

You should report:

  • Unauthorized or unusual ACH, wire, or payroll transactions
  • Business email compromise or phishing attempts (e.g., vendor payment redirection)
  • Suspicious emails, texts, or calls impersonating executives or staff
  • Counterfeit or altered checks
  • Account takeover attempts or debit card misuse

After You Report: Next Steps

Cards

Once we receive your report, our team takes immediate action to protect your business accounts and minimize potential impact.

  • We may temporarily restrict affected accounts to prevent further unauthorized activity.
  • Our fraud specialists will investigate and may reach out to confirm recent activity or request documentation.
  • We work with you and your banker to restore account access, recover funds when possible, and strengthen your security measures.

What your business should do next:

  • Reset credentials: Change online banking passwords, user access levels, and debit/ACH PINs for all authorized users.
  • Review activity: Examine recent transactions, wire logs, and account statements for additional anomalies.
  • Tighten controls: Enable dual authorization for wires and ACH payments, and set up real-time account alerts.
  • Educate your team: Remind employees not to share login credentials or respond to unsolicited requests for account information.