AG Lines of Credit

From seasonal fluctuations to unexpected expenses, a line of credit gives you the flexibility to manage your day-to-day operation without slowing down your momentum.

Lake Ridge Bank Logo Top

Flexible Capital for Everyday Needs

An ag line of credit helps you handle the ups and downs of farm management. Whether it’s repairs, payroll, or fuel, your line is ready when you are.

Checkmark

On-Demand Access

Draw funds as needed and repay on your terms.

Checkmark

Cash Flow Support

Smooth out gaps between revenue and expenses.

Checkmark

Revolving or Non-Revolving Options

Choose the structure that fits your operational rhythm.

Checkmark

Backed by Local Experts

Lenders who understand seasonal patterns, not just spreadsheets.

Checkmark

Quick Turnaround

Fast approvals to keep your operation running smoothly.

Everything You Need At Your Fingertips

Auto Loans

Agricultural Lending

Explore our full range of agricultural financing options—from equipment and land to seasonal inputs—designed to grow with your farm.

Explore All Ag Lending SoLutions
Mortgages

Crop Input Loans

Stay ahead of planting season with financing built to cover seed, fertilizer, and other up-front input costs.

Learn About Input Financing
Money Transfer

Real Estate Loans

Ready to invest in farmland or refinance your current acreage? We offer flexible, long-term financing tailored to ag operations like yours.

See Real Estate Lending Options
Savings

Crop Insurance

Protect your yields and income with crop insurance tailored to your land, risk tolerance, and financial goals.

Get Covered with Insurance

Get in Touch to Get Started

Banknotes Blog

View All Posts
Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
Read Post

Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
Read Post

7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
Read Post
Meet Jen

Meet Your Banker: Jen Doescher

Jen DoescherRetail Manager1740 Springdale St.Mount Horeb, WIJDoescher@lakeridge.bank(608) 416-4835 Q: What is your role at the bank? I began my banking career with Lake Ridge Bank in 2002 as a Customer Service Representative and later as
Read Post