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Due to an increase in Bank Imposter scams, Lake Ridge Bank reminds you that we will never ask for sensitive account information by phone, text, or email. If you believe you may have fallen victim to a scam, please call us immediately at (608) 223-3000.

Business Loan Application

Apply online with confidence. Our secure application process is backed by expert local lenders ready to support your next step. If you haven’t already, please contact a business or agriculture lender to initiate the process before applying using the link below.

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Easy, Secure, and Backed by Real People

Whether you’re launching a new venture, expanding your farm, or investing in your operations, our goal is to make borrowing simple and stress-free. We combine digital convenience with personalized support, ensuring you feel confident every step of the way.

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Fast & Secure Application

Apply online in minutes with industry-standard data protection.

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Local Lending Experts

Get responsive support from our business and ag lending team.

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Tailored Financing Options

We’ll help you find the best loan for your specific goals.

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Quick Review & Follow-Up

Once submitted, your application will be reviewed within 24–48 business hours.

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Helpful Tips to Prepare

View our Business Application Tips to streamline the process and avoid common issues.

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Get in Touch to Get Started

Frequently Asked Questions

Who should complete the application for a business?

One primary contact—typically a business owner or authorized representative—should complete the application. A non-owner may complete it if authorized.

How do I give others access to an application?

If other guarantors, co-borrowers, or third parties (like an accountant) need access, they can be invited during the application setup. If not done initially, contact your lender to add them.

What if I don’t have personal info for others listed in the application?

You can invite each individual to complete their own section. Simply enter their name and email address in the application. They’ll receive a secure email invitation to create an account and complete their part.

What documents are required?

The required documents will be listed within the online application and may vary depending on the loan type and parties involved. These typically help us make a credit decision.

What if I don’t have all the required documents?

If you’re missing a document or believe it’s already been provided to the bank, make a note of it on the Documents page of the application. All documentation must be uploaded or explained before submission.

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