CONSTRUCTION BANKING

From equipment purchases to payroll and project funding, we understand the demands of the construction industry and offer flexible solutions to keep you moving forward.

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Financial Solutions That Help You Build What’s Next

Whether you’re managing multiple job sites, investing in new equipment, or preparing for your next big project, Lake Ridge Bank is your trusted financial partner. We deliver fast answers, local expertise, and the banking tools you need to stay competitive.

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Construction-Specific Lending

Financing for working capital, equipment, materials, and development projects.

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Line of Credit Access

Smooth out cash flow between draws or during project delays.

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Payment & Payroll Tools

Simplify payments to vendors, subcontractors, and employees.

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Treasury Management Support

Gain control of your cash flow with tools tailored for construction timelines.

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Local Decision-Making

Work with a team that understands the industry and your community.

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Scalable Services

From small crews to large contractors, we tailor our solutions to fit your size and goals.

Banking Tools That Work as Hard as You Do

Auto Loans

Online Banking

Track balances, transfer funds, and monitor spending in real time from the jobsite, office, or anywhere in between.

Explore Online Banking
Mortgages

Fraud Protection

Keep your business accounts secure with automatic alerts and protection against unauthorized ACH and check activity.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Manage payables and receivables efficiently with tools like ACH, wire transfers, and eBank access—streamlined for construction businesses.

View Payment Tools
Savings

Business Loans

From equipment purchases to working capital, we offer flexible financing options to help you keep projects on schedule and crews on the job.

See Loan Options

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Banknotes Blog

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Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
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Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
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7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
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Meet Jen

Meet Your Banker: Jen Doescher

Jen DoescherRetail Manager1740 Springdale St.Mount Horeb, WIJDoescher@lakeridge.bank(608) 416-4835 Q: What is your role at the bank? I began my banking career with Lake Ridge Bank in 2002 as a Customer Service Representative and later as
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