Crop Input Loans

Ensure your operation starts strong every season with customized financing for seed, fertilizer, chemicals, and more. Our team understands the importance of timing and flexibility in ag lending.

Lake Ridge Bank Logo Top

Fuel Your Farm’s Success from the Ground Up

With crop input loans from Lake Ridge Bank, you’ll get more than capital—you’ll gain a lending partner who understands the pace and unpredictability of farming. We’ll help you stay ahead of the season with funding tailored to your operation’s needs.

Checkmark

Seasonal Timing

Get access to funds when you need them most: before planting and throughout the growing cycle.

Checkmark

Flexible Repayment

Align your payments with harvest schedules or cash flow cycles.

Checkmark

Local Lenders Who Know Ag

Work with a team rooted in agriculture, not just finance.

Checkmark

Fast, Streamlined Process

Simple application and prompt decisions to keep you moving.

Everything You Need At Your Fingertips

Auto Loans

Agricultural Lending

Whether you’re financing equipment, land, or seasonal inputs, our ag lending solutions are built for farmers, by people who understand farming.

Explore All Ag Lending SoLutions
Mortgages

Real Estate Loans

Ready to expand your acreage or refinance your current property? We offer long-term, flexible real estate financing tailored to farm operations like yours.

See Real Estate Lending Options
Money Transfer

Line of Credit

Stay ahead of seasonal shifts and unexpected costs with a flexible ag line of credit that gives you the freedom to draw funds as needed.

Learn About Lines of Credit
Savings

Crop Insurance

Protect the investment you make in your inputs. Our crop insurance specialists can help you safeguard your yields and stabilize your bottom line.

Get Covered with Insurance

Get in Touch to Get Started

Banknotes Blog

View All Posts
Meet Stanley

Meet Your Banker: Stanley Koopmans

Stanley Koopmans, MBASenior VP – Business Banking Sales Manager(608) 849-2778341 W. Cottage Grove Road, Cottage GroveSKoopmans@lakeridge.bank What is your role at the bank? One aspect of my job as Business Banking Sales Manager that I
Read Post
buisnessmen looking out over manufacture

Making Banking Easier: Is it Better to Buy or Lease Equipment?

A variety of industries rely on equipment to function efficiently and effectively, including: Many business owners and public entities utilize commercial loans to meet a variety of financial needs, but did you realize that banking
Read Post
woman holding on mans arm

Preparing for Retirement: Ways to Build Wealth Beyond Your Business

For many business owners, the land, building, equipment and proprietary client list associated with the business become both your income generator and the majority of your net worth. Making your business your primary source of
Read Post
business man looking at reports

Market Report: August 2026

Repeat or Rhyme? “History doesn’t repeat itself, but it often rhymes” is a quote often attributed to Mark Twain, although there is no actual evidence of him using that statement (it appears that the quote
Read Post