Announcement Indicator

Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

Crop Input Loans

Ensure your operation starts strong every season with customized financing for seed, fertilizer, chemicals, and more. Our team understands the importance of timing and flexibility in ag lending.

Lake Ridge Bank Logo Top

Fuel Your Farm’s Success from the Ground Up

With crop input loans from Lake Ridge Bank, you’ll get more than capital—you’ll gain a lending partner who understands the pace and unpredictability of farming. We’ll help you stay ahead of the season with funding tailored to your operation’s needs.

Checkmark

Seasonal Timing

Get access to funds when you need them most: before planting and throughout the growing cycle.

Checkmark

Flexible Repayment

Align your payments with harvest schedules or cash flow cycles.

Checkmark

Local Lenders Who Know Ag

Work with a team rooted in agriculture, not just finance.

Checkmark

Fast, Streamlined Process

Simple application and prompt decisions to keep you moving.

Everything You Need At Your Fingertips

Auto Loans

Agricultural Lending

Whether you’re financing equipment, land, or seasonal inputs, our ag lending solutions are built for farmers, by people who understand farming.

Explore All Ag Lending SoLutions
Mortgages

Real Estate Loans

Ready to expand your acreage or refinance your current property? We offer long-term, flexible real estate financing tailored to farm operations like yours.

See Real Estate Lending Options
Money Transfer

Line of Credit

Stay ahead of seasonal shifts and unexpected costs with a flexible ag line of credit that gives you the freedom to draw funds as needed.

Learn About Lines of Credit
Savings

Crop Insurance

Protect the investment you make in your inputs. Our crop insurance specialists can help you safeguard your yields and stabilize your bottom line.

Get Covered with Insurance

Get in Touch to Get Started

Banknotes Blog

View All Posts

Market Report: November 2026

Rock, Sand, or Gravel Many of us who attended Sunday school when we were kids remember a song titled “The Wise Man Built His House Upon the Rock,” that, believe it or not, can be
Read Post
Handsome man offering surprise

Turn Your Credit Card Rewards Points Into Visa® and Mastercard® Gift Cards

The holiday season is here, and your Lake Ridge Bank credit card rewards points can help make shopping a little easier! Whether you’re checking names off your holiday shopping list or treating yourself to something
Read Post
Meet Cora Lake Ridge Banks Online Resource Assistant

Meet CORA: Lake Ridge Bank’s Online Resource Assistant

At Lake Ridge Bank, we’re always looking for ways to make banking easier and more convenient for you. That’s why we’re excited to introduce Cora, our new AI-powered phone and chat assistant! Whether you have
Read Post
Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
Read Post