RETAIL BANKING

Whether you run a storefront or manage multiple locations, Lake Ridge Bank provides the tools, insights, and support you need to keep your retail business running smoothly—and growing.

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Powerful Banking for Fast-Paced Retail

Retail success requires speed, flexibility, and reliable cash flow. We offer convenient, secure solutions to help you manage your finances, pay your team, and plan for the future—all with a partner that understands the rhythm of your business.

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Flexible Lending Options

Fund seasonal needs, inventory, or store improvements with tailored financing.

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Real-Time Account Access

Stay on top of transactions with easy online and mobile banking.

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Integrated Payment Tools

Accept card payments, manage vendor payables, and simplify payroll.

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Cash Flow Management

Treasury services that help you balance inflows and outflows with ease.

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Local, Responsive Support

Get quick answers from bankers who understand your business environment.

Smart Tools for Busy Retailers

Auto Loans

Online Banking

Keep tabs on transactions, transfer funds, and manage accounts from your store, your home, or on the go.

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Mortgages

Fraud Protection

Keep your business and customer data secure. Our fraud protection services help you catch suspicious activity before it impacts your bottom line.

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Money Transfer

Payment Solutions

Automate vendor payments, pay your team faster, and manage your receivables all in one place.

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Savings

Merchant Services

Give your customers a seamless checkout experience with secure payment processing—whether in-store, online, or on the go.

Explore Merchant Services

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Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
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Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
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7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
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Meet Jen

Meet Your Banker: Jen Doescher

Jen DoescherRetail Manager1740 Springdale St.Mount Horeb, WIJDoescher@lakeridge.bank(608) 416-4835 Q: What is your role at the bank? I began my banking career with Lake Ridge Bank in 2002 as a Customer Service Representative and later as
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