Business Letters & Lines of Credit

From managing day-to-day expenses to guaranteeing payments in business contracts, our lines and letters of credit give you the financial flexibility and assurance to operate with confidence.

Lake Ridge Bank Logo Top

Reliable Tools to Back Your Business

Whether you need short-term working capital or a financial guarantee for a deal, we offer credit solutions designed to support your business through uncertainty and opportunity alike.

Checkmark

Business Lines of Credit

Access funds as needed to smooth out cash flow, handle seasonal swings, or cover operational gaps.

Checkmark

Letters of Credit

Provide financial assurance in contracts with vendors or partners, backed by Lake Ridge Bank.

Checkmark

Flexible Terms

Tailored to your repayment capacity and business goals.

Checkmark

Local Support

Work with experienced business bankers who understand your needs.

Flexible Financing for Every Stage of Growth

Auto Loans

Business Loans

If leasing isn’t the right fit, explore our full range of business loan options, including term loans, lines of credit, and SBA-backed financing.

Discover Business Loans
Mortgages

Small Business Support

Whether you’re just getting started or ready to expand, we offer flexible financing solutions to help small businesses grow with confidence.

Explore Small Business Support
Money Transfer

Leasing

Explore flexible, relationship-based leasing options that help you preserve cash flow while accessing the tools your business needs to grow.

Learn About Leasing
Savings

Agricultural Lending

From equipment to expansion, we support farmers and ag businesses with loans tailored to the unique demands of agriculture.

View Ag Lending Options

Get in Touch to Get Started

Banknotes Blog

View All Posts
person typing on laptop

How to Stay Safe on Public Wi-Fi

Public Wi-Fi at coffee shops, airports, hotels, and other public places makes it easy to stay connected while you are on the go. However, public networks may not offer the same protections as your home
Read Post
Meet Stanley

Meet Your Banker: Stanley Koopmans

Stanley Koopmans, MBASenior VP – Business Banking Sales Manager(608) 849-2778341 W. Cottage Grove Road, Cottage GroveSKoopmans@lakeridge.bank What is your role at the bank? One aspect of my job as Business Banking Sales Manager that I
Read Post
buisnessmen looking out over manufacture

Making Banking Easier: Is it Better to Buy or Lease Equipment?

A variety of industries rely on equipment to function efficiently and effectively, including: Many business owners and public entities utilize commercial loans to meet a variety of financial needs, but did you realize that banking
Read Post
woman holding on mans arm

Preparing for Retirement: Ways to Build Wealth Beyond Your Business

For many business owners, the land, building, equipment and proprietary client list associated with the business become both your income generator and the majority of your net worth. Making your business your primary source of
Read Post