Business Loans

Ready to expand your business? Whether you’re investing in equipment, new space, or operations, our local lenders are here to help.

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Turn Plans Into Progress

We make business lending simple, secure, and strategic—so you can focus on growth. Explore your options, apply online, and get support from a lender who knows your market.

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Tailored Lending Solutions

From real estate to equipment and working capital, we’ll help match you with the right loan for your business goals.

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Secure Online Application

Apply easily online at your convenience, with data security you can trust.

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Responsive Local Support

Our experienced business bankers are here to guide you every step of the way.

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Fast Review Process

Once submitted, your application will be reviewed within 24–48 business hours.

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Helpful Prep Resources

Check out our application tips to get started on the right foot.

Flexible Financing for Every Stage of Growth

Auto Loans

Small Business Support

Whether you’re just getting started or ready to expand, we offer flexible financing solutions to help small businesses grow with confidence.

Explore Small Business Support
Mortgages

Lines & Letters of Credit

Get access to working capital when you need it. Our business credit lines and letters of credit offer financial flexibility and payment guarantees for peace of mind.

See Credit Options
Money Transfer

Leasing

Free up capital and stay agile. We offer leasing solutions for equipment, vehicles, and commercial space—so you can focus on growth.

Learn About Leasing
Savings

Agricultural Lending

From equipment to expansion, we support farmers and ag businesses with loans tailored to the unique demands of agriculture.

View Ag Lending Options

Get in Touch to Get Started

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CEO Insights Jim Tubbs

CEO Insights: Technology Should Make Banking Feel More Human, Not Less

Artificial intelligence is everywhere these days. It’s in the news, in our workplaces, in our schools, and increasingly in our daily lives. Depending on who you ask, AI is either the greatest technological advancement of
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Market Report: July 2026

Freedom Last month this commentary discussed a dystopian world where the Germans and Japanese won World War II.  While the show didn’t necessarily expound on the economic realities of what that world might look like,
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Meet Your Business Banker: Jordon Geiger

Jordon Geiger Chief Wealth Management Officer 6430 Bridge Road, Monona JGeiger@lakeridge.bank (608) 826-3561 Q: What is your role at the bank? While I have been a part of Lake Ridge Bank for 18 years, I
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Professional speaking to client

Making Banking Easier: Why Managing Investments In-House Matters

There are many factors to consider when choosing the right team to protect your finances and grow your net worth. One little-discussed factor that could play a role in the decision is whether your team
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