Business Credit Cards

Our business credit card offers convenience, security, and rewards to help you manage cash flow and grow confidently.

Lake Ridge Bank Logo Top

Credit That Works for Your Business

Our business credit cards give you the power to manage expenses, simplify employee spending, and earn rewards—backed by local service and flexible features that fit your goals.

Checkmark

No Annual Fee

Get 0% intro APR for 6 months and customize your card with your logo.*

Checkmark

Purchasing Power

Make everyday business purchases with ease, online or in-store.

Checkmark

Comprehensive Protection

Includes contactless cards, fraud alerts, and zero liability for unauthorized charges.**

Checkmark

Employee Controls

Issue cards to team members and manage spending limits.

Checkmark

Rewards Options

Earn cash back or points on eligible business purchases.

Checkmark

Local Expertise

Our team is here to help you choose and manage your card.

Lake Ridge Bank Business Credit Card

Smart Tools to Manage Your Business Spending

Auto Loans

uChoose Rewards

Earn points every time you use your business credit card and redeem them for travel, merchandise, gift cards, and more. Your everyday purchases go even further.

Start Earning
Mortgages

Business Mobile Banking

Bank wherever business takes you with our mobile app, you can manage accounts, approve transactions, and stay connected right from your phone.

Bank On the Go
Money Transfer

SpendTrack

Easily monitor company card activity, set spending limits, access your business rewards, and manage employee purchases—all in one place. Total control, simplified.

Explore SpendTrack
Savings

Business Online Banking

View transactions, pay bills, and transfer funds anytime. Manage your business finances securely—right from your desktop.

Discover Online Banking

Apply Now and Start Earning Points

Banknotes Blog

View All Posts
CEO Insights Jim Tubbs

CEO Insights: Technology Should Make Banking Feel More Human, Not Less

Artificial intelligence is everywhere these days. It’s in the news, in our workplaces, in our schools, and increasingly in our daily lives. Depending on who you ask, AI is either the greatest technological advancement of
Read Post
business man looking at reports

Market Report: July 2026

Freedom Last month this commentary discussed a dystopian world where the Germans and Japanese won World War II.  While the show didn’t necessarily expound on the economic realities of what that world might look like,
Read Post

Meet Your Business Banker: Jordon Geiger

Jordon Geiger Chief Wealth Management Officer 6430 Bridge Road, Monona JGeiger@lakeridge.bank (608) 826-3561 Q: What is your role at the bank? While I have been a part of Lake Ridge Bank for 18 years, I
Read Post
Professional speaking to client

Making Banking Easier: Why Managing Investments In-House Matters

There are many factors to consider when choosing the right team to protect your finances and grow your net worth. One little-discussed factor that could play a role in the decision is whether your team
Read Post

*Subject to credit approval. Interest rate after promotional period will be 14.88% APR. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security