Business Credit Cards

Our business credit card offers convenience, security, and rewards to help you manage cash flow and grow confidently.

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Credit That Works for Your Business

Our business credit cards give you the power to manage expenses, simplify employee spending, and earn rewards—backed by local service and flexible features that fit your goals.

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No Annual Fee

Get 0% intro APR for 6 months and customize your card with your logo.*

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Purchasing Power

Make everyday business purchases with ease, online or in-store.

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Comprehensive Protection

Includes contactless cards, fraud alerts, and zero liability for unauthorized charges.**

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Employee Controls

Issue cards to team members and manage spending limits.

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Rewards Options

Earn cash back or points on eligible business purchases.

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Local Expertise

Our team is here to help you choose and manage your card.

Lake Ridge Bank Business Credit Card

Smart Tools to Manage Your Business Spending

Auto Loans

uChoose Rewards

Earn points every time you use your business credit card and redeem them for travel, merchandise, gift cards, and more. Your everyday purchases go even further.

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Mortgages

Business Mobile Banking

Bank wherever business takes you with our mobile app, you can manage accounts, approve transactions, and stay connected right from your phone.

Bank On the Go
Money Transfer

SpendTrack

Easily monitor company card activity, set spending limits, access your business rewards, and manage employee purchases—all in one place. Total control, simplified.

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Savings

Business Online Banking

View transactions, pay bills, and transfer funds anytime. Manage your business finances securely—right from your desktop.

Discover Online Banking

Apply Now and Start Earning Points

Banknotes Blog

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Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
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Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
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7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
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Meet Jen

Meet Your Banker: Jen Doescher

Jen DoescherRetail Manager1740 Springdale St.Mount Horeb, WIJDoescher@lakeridge.bank(608) 416-4835 Q: What is your role at the bank? I began my banking career with Lake Ridge Bank in 2002 as a Customer Service Representative and later as
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*Subject to credit approval. Interest rate after promotional period will be 14.88% APR. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security