Business Loans

Ready to expand your business? Whether you’re investing in equipment, new space, or operations, our local lenders are here to help.

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Turn Plans Into Progress

We make business lending simple, secure, and strategic—so you can focus on growth. Explore your options, apply online, and get support from a lender who knows your market.

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Tailored Lending Solutions

From real estate to equipment and working capital, we’ll help match you with the right loan for your business goals.

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Secure Online Application

Apply easily online at your convenience, with data security you can trust.

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Responsive Local Support

Our experienced business bankers are here to guide you every step of the way.

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Fast Review Process

Once submitted, your application will be reviewed within 24–48 business hours.

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Helpful Prep Resources

Check out our application tips to get started on the right foot.

Flexible Financing for Every Stage of Growth

Auto Loans

Small Business Support

Whether you’re just getting started or ready to expand, we offer flexible financing solutions to help small businesses grow with confidence.

Explore Small Business Support
Mortgages

Lines & Letters of Credit

Get access to working capital when you need it. Our business credit lines and letters of credit offer financial flexibility and payment guarantees for peace of mind.

See Credit Options
Money Transfer

Leasing

Free up capital and stay agile. We offer leasing solutions for equipment, vehicles, and commercial space—so you can focus on growth.

Learn About Leasing
Savings

Agricultural Lending

From equipment to expansion, we support farmers and ag businesses with loans tailored to the unique demands of agriculture.

View Ag Lending Options

Get in Touch to Get Started

Banknotes Blog

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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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Woman on her phone

A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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