Card Control

Manage your Lake Ridge Bank debit card anytime and anywhere. Use the mobile app to lock or unlock your card, set spending limits, get real-time alerts, and more.

Download on the App Store Get It On Google Play
Lake Ridge Bank Logo Top

Smarter, Safer Spending Starts Here

Card Control puts you in charge of your debit card, giving you the tools to manage security, spending, and alerts right from your phone.

Checkmark

Lock and Unlock Instantly

Lost your card or just want extra security? Freeze and unfreeze it with a tap.

Checkmark

Set Spending Limits

Customize daily limits to help manage your budget or prevent unauthorized use.

Checkmark

Real-Time Alerts

Get instant notifications for transactions, declines, and suspicious activity.

Checkmark

Travel Notifications

Let us know when you’re on the move so your card works wherever you go.

Checkmark

Control by Merchant Type

Limit where your card can be used, like ATMs, online stores, or in-person purchases.

Checkmark

Built into the App

No extra downloads—everything is available in your Lake Ridge Bank mobile app.

card control mobile view

Take Full Control of Your Card

debit, credit card icon

Debit Cards

Access your money securely with a card designed for everyday purchases, ATM use, and contactless payments.

Get Started
mobile banking icon

Mobile Banking

Manage your card anytime from your phone. Set alerts, monitor activity, and take action on the go.

Download the App
fraud protection icon

Fraud Protection

Keep your account safe with real-time alerts and automatic monitoring that helps detect and stop suspicious activity.

Explore Features
computer banking icon

Online Banking

Log in from your computer to view balances, manage your card, pay bills, and track spending—all in one place.

Sign In Now

Access on the App

Download on the App Store Get It On Google Play

Frequently Asked Questions

How does “My Location” or “My Regions” work?

Card Control compares your phone’s GPS with the merchant’s location. If both match, the transaction is approved. Some merchants use corporate addresses instead of physical locations, which may affect the results.

If my phone is turned off, will “My Location” still work?

No. If your phone has been off for more than eight hours, location data is outdated, and transactions will not be denied based on location.

Does setting a region mean my card only works inside that area?

Not exactly. The region is an approximate boundary. If a merchant’s location overlaps with the region you set, the transaction will go through. The area must be at least five square miles.

Why did a transaction go through even though I set a spend limit?

Some merchants, like gas stations, use a small preauthorization ($1) before charging the full amount. This can bypass spending limits during the initial authorization.

What types of transactions appear in Card Control?

Only card-based transactions are shown. Account activity like teller transactions or bill payments will not appear.

Banknotes Blog

View All Posts

Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
Read Post

Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
Read Post

Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
Read Post

A Financial Checklist Heading into A New Farming Season

As the new season approaches for planting crops and birthing livestock, farmers face both opportunities and challenges in managing the financial health of their business. Proper planning and strategic banking tools can make the difference
Read Post