CONSTRUCTION BANKING

From equipment purchases to payroll and project funding, we understand the demands of the construction industry and offer flexible solutions to keep you moving forward.

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Financial Solutions That Help You Build What’s Next

Whether you’re managing multiple job sites, investing in new equipment, or preparing for your next big project, Lake Ridge Bank is your trusted financial partner. We deliver fast answers, local expertise, and the banking tools you need to stay competitive.

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Construction-Specific Lending

Financing for working capital, equipment, materials, and development projects.

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Line of Credit Access

Smooth out cash flow between draws or during project delays.

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Payment & Payroll Tools

Simplify payments to vendors, subcontractors, and employees.

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Treasury Management Support

Gain control of your cash flow with tools tailored for construction timelines.

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Local Decision-Making

Work with a team that understands the industry and your community.

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Scalable Services

From small crews to large contractors, we tailor our solutions to fit your size and goals.

Banking Tools That Work as Hard as You Do

Auto Loans

Online Banking

Track balances, transfer funds, and monitor spending in real time from the jobsite, office, or anywhere in between.

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Mortgages

Fraud Protection

Keep your business accounts secure with automatic alerts and protection against unauthorized ACH and check activity.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Manage payables and receivables efficiently with tools like ACH, wire transfers, and eBank access—streamlined for construction businesses.

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Savings

Business Loans

From equipment purchases to working capital, we offer flexible financing options to help you keep projects on schedule and crews on the job.

See Loan Options

Get in Touch to Get Started

Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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