Business Loans

Let's Make that Business Plan a Reality. 

As a growing business, you might be looking to expand production to new areas, build a new headquarters or invest in equipment. Our Business Bankers are here to help make your plans a reality by finding the best loan for your business and financial future. 

Easy, Secure Online Loan Application with Local Support

Our commercial lenders are here to make your life a little easier. Our online application process is easy to use, offers local support and ensures your information is secure. The first step is to connect with a lender to initiate the process. Once you have connected with your local lender, the application process, instructions, and link can be found here.

Explore our loan options below and contact a Business Banker to learn more.

Finance Options

Small Business Loans & Financing

Whether you are a business owner, entrepreneur or maybe even a solopreneur, Lake Ridge Bank is here to help. We offer small business loans, financing and leasing options that help you open, expand, or improve your business.

Commercial Real Estate & Construction Loans

If your business needs new space, an expansion or funding for a new construction project, Lake Ridge Bank can help with commercial real estate or construction loans.

Business Lines of Credit

Get the flexibility your business needs with a line of credit from Lake Ridge Bank. Business credit lines can help you manage your cash flow or pay for unexpected expenses.

Letters of Credit

Lake Ridge Bank offers letters of credit to business looking for a guarantee of a payment per contract agreement.

Land Development Loans

Lake Ridge Bank offers land development loans to help fund developing land into construction-ready building sites.


Lake Ridge Bank offers commercial leasing options for business looking to rent out space, new equipment, or vehicles

SBA Loans Preferred Lender

Small Business Administration (SBA) Loans are part of a federally funded program with several financial assistance programs to help small businesses receive debt financing, surety bonds and equity financing. Lake Ridge Bank is an SBA Preferred Lender, meaning your small business loan application process can be shortened.

Banknotes & Resources