Commercial Real Estate Banking

From acquisition to development to refinancing, our team understands the complexities of commercial real estate and delivers the local insights and flexible solutions you need to move forward with confidence.

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Real Estate Expertise That Moves at Your Pace

At Lake Ridge Bank, we understand the complexities of commercial real estate, from acquisition to development to refinancing. That’s why we offer flexible lending solutions, local expertise, and responsive service tailored to your project’s needs.

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Customized Lending

Structured solutions for purchases, construction, redevelopment, and refinancing.

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Local Market Insight

Partner with lenders who understand regional trends and zoning considerations.

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Fast, Responsive Support

Make informed decisions quickly with a team that prioritizes your timeline.

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Long-Term Fixed-Rate Options

Lock in predictable payments to confidently grow your real estate portfolio.

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TIF Tax Credit Programs

Access pay-as-you-go financing for infrastructure or redevelopment projects.

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WHEDA Guarantee Loans

Explore specialized funding options backed by the Wisconsin Housing and Economic Development Authority.

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Dedicated Relationship Team

Work with experts who are invested in your long-term success.

Power Your Project with the Right Financial Tools

Auto Loans

Online Banking

Stay connected to your accounts with 24/7 access to balances, transfers, and transaction history—whether you’re in the office or on-site.

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Mortgages

Fraud Protection

Protect your project funds from check and ACH fraud with automated tools and real-time alerts—built to keep your accounts secure.

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Money Transfer

Payment Solutions

Manage project payables and receivables efficiently with ACH, wire transfers, international payments, and more—all from one place.

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Savings

Business Loans

Our commercial real estate loans are designed to move at your pace—with competitive rates and local decision-making.

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Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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