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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

Merchant Services

Lake Ridge Bank partners with Clover to bring you a streamlined solution for payment processing and business management, whether you’re in-store, online, or on the go.

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Merchant Solutions That Help You Sell Smarter

Modern retail isn’t just about transactions—it’s about experience. Our Merchant Services powered by Clover lets you do more than accept payments. You can manage operations, optimize sales, and protect your business.

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Accept More Payment Types

EMV chip cards, Apple Pay®, Samsung Pay®, and contactless options simplify checkout.

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Mobile & Online Ready

POS solutions work wherever you sell: countertop, tableside, or online.

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Built‑In Security & PCI Compliance

Protect customer data and reduce fraud risks.

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Sales & Loyalty Tools

Drive sales with mobile loyalty programs and real-time analytics.

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Business Management Features

Manage inventory, schedules, payroll, and reporting—all from one interface.

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Flexible POS Options

Choose from Clover Go, Flex, Mini, Station, or Virtual Terminal to fit your setup.

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Local Support Backed by National Power

Get guidance from a dedicated Lake Ridge team with Clover’s robust platform.

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Get Started with Clover

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Meet Cora Lake Ridge Banks Online Resource Assistant

Meet CORA: Lake Ridge Bank’s Online Resource Assistant

At Lake Ridge Bank, we’re always looking for ways to make banking easier and more convenient for you. That’s why we’re excited to introduce Cora, our new AI-powered phone and chat assistant! Whether you have
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Meet Your Banker

Meet Your Banker: Ophelia Bailly

Ophelia BaillyAVP Card Services and Portfolio Manager608-310-12655515 Monona Drive, Mononaobailly@lakeridge.bank 1. What is your role at the bank? What are some things that you help bank customers with? Why might people interact with you at
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Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
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7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
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