Payment Solutions

From everyday transactions to large-scale payments, our treasury tools help your business move money efficiently, backed by security, flexibility, and local support.

Lake Ridge Bank Logo Top

Simplify Payments with Automated Clearing House (ACH)

ACH services make it easy to move money securely and efficiently, whether you’re paying vendors, collecting receivables, or handling payroll. All transactions are managed through our Online Banking platform, so you’re always in control.

Checkmark

24/7 Online Access

Initiate or review payments through Business Online Banking.

Checkmark

Flexible Transactions

Send one-time or recurring payments to businesses or individuals.

Checkmark

Streamlined Collections

Replace incoming checks with electronic receivables.

Checkmark

Payroll Direct Deposit

Pay your team quickly and reliably.

Checkmark

Upload NACHA Files

Easily import payment files into the system.

Checkmark

Use Saved Templates

Simplify repeat transactions with customizable templates.

Checkmark

Direct Support

Prefer the personal touch? Call our wire operations at (608) 798-5265 to send a transfer directly.

Fast, Reliable Wire Transfers

When timing matters, wire transfers offer the speed and certainty your business needs. Whether sending or receiving funds, our wire services help you move money quickly, securely, and with confidence.

Checkmark

24/7 Online Access

Initiate wires through our secure Online Banking platform.

Checkmark

Immediate Funds Availability

Receive payments instantly with confirmed finality.

Checkmark

Repetitive Templates

Set up recurring wires to save time and reduce errors.

Checkmark

Reliable Speed

The fastest, most dependable way to send or receive funds.

Checkmark

Enhanced Security

Includes token and PIN authorization and call-back verification.

Checkmark

Direct Support

Prefer the personal touch? Call our wire operations at (608) 798-5265 to send a transfer directly.

Secure International Payments

Expand your reach with simple, secure international wire transfers—all within your Online Banking platform. No third-party vendors or extra logins required. Whether you send funds online or by phone, we make global payments as easy as domestic ones.

Checkmark

Seamless Online Transfers

Send foreign currency payments directly from your Business Online Banking dashboard.

Checkmark

Fast, Reliable Delivery

Pay international vendors quickly and confidently.

Checkmark

Secure Processing

Enjoy the same level of security as domestic wire transfers.

Checkmark

Phone-In Option

Prefer a personal touch? Call our Wire Operations team at (608) 798-5265.

Checkmark

Expert Support

Our team is here to help you navigate international transactions with ease.

Get Started with Payment Solutions

Banknotes Blog

View All Posts
Building a credit score

How to Build a Good Credit Score

As a young adult, many new responsibilities and experiences start happening, such as moving out, starting a job, going to college, paying bills, and managing your own finances. One financial topic that often causes confusion
Read Post
Student working on laptop

Smart Budgeting for College Life: How to Budget on a College Income

Starting college is an exciting milestone, but it often comes with new responsibilities, such as managing your own expenses. For many first-year students, learning how to budget on a college income can be overwhelming. Between
Read Post
CEO Insights Jim Tubbs

CEO Insights: Technology Should Make Banking Feel More Human, Not Less

Artificial intelligence is everywhere these days. It’s in the news, in our workplaces, in our schools, and increasingly in our daily lives. Depending on who you ask, AI is either the greatest technological advancement of
Read Post
business man looking at reports

Market Report: July 2026

Freedom Last month this commentary discussed a dystopian world where the Germans and Japanese won World War II.  While the show didn’t necessarily expound on the economic realities of what that world might look like,
Read Post