Payment Solutions

From everyday transactions to large-scale payments, our treasury tools help your business move money efficiently, backed by security, flexibility, and local support.

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Simplify Payments with Automated Clearing House (ACH)

ACH services make it easy to move money securely and efficiently, whether you’re paying vendors, collecting receivables, or handling payroll. All transactions are managed through our Online Banking platform, so you’re always in control.

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24/7 Online Access

Initiate or review payments through Business Online Banking.

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Flexible Transactions

Send one-time or recurring payments to businesses or individuals.

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Streamlined Collections

Replace incoming checks with electronic receivables.

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Payroll Direct Deposit

Pay your team quickly and reliably.

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Upload NACHA Files

Easily import payment files into the system.

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Use Saved Templates

Simplify repeat transactions with customizable templates.

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Direct Support

Prefer the personal touch? Call our wire operations at (608) 798-5265 to send a transfer directly.

Fast, Reliable Wire Transfers

When timing matters, wire transfers offer the speed and certainty your business needs. Whether sending or receiving funds, our wire services help you move money quickly, securely, and with confidence.

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24/7 Online Access

Initiate wires through our secure Online Banking platform.

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Immediate Funds Availability

Receive payments instantly with confirmed finality.

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Repetitive Templates

Set up recurring wires to save time and reduce errors.

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Reliable Speed

The fastest, most dependable way to send or receive funds.

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Enhanced Security

Includes token and PIN authorization and call-back verification.

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Direct Support

Prefer the personal touch? Call our wire operations at (608) 798-5265 to send a transfer directly.

Secure International Payments

Expand your reach with simple, secure international wire transfers—all within your Online Banking platform. No third-party vendors or extra logins required. Whether you send funds online or by phone, we make global payments as easy as domestic ones.

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Seamless Online Transfers

Send foreign currency payments directly from your Business Online Banking dashboard.

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Fast, Reliable Delivery

Pay international vendors quickly and confidently.

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Secure Processing

Enjoy the same level of security as domestic wire transfers.

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Phone-In Option

Prefer a personal touch? Call our Wire Operations team at (608) 798-5265.

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Expert Support

Our team is here to help you navigate international transactions with ease.

Get Started with Payment Solutions

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
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