Business Checking Accounts

The Products You Need to Be Your Best

No matter the size of your business, you’ll need access to, and a place to store funds to keep it running smoothly. We offer a variety of deposit products and financial services that allow you to do what you do do best—run your business. 

In a few months we will merge with Monona Bank, so we are currently revising our deposit accounts - incorporating the best features and benefits from each institution. To learn more in the meantime, please reach out to a business banker directly or contact us online.

Click the arrows at the bottom to compare products.

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  • $100 minimum opening balance
  • Unlimited items (Debit & Credit)
  • Business Online Banking
  • Unlimited Bill Pay
  • Unlimited mobile deposits per month with the Lake Ridge Bank Go Mobile app
  • Business credit and debit card with UChoose® Rewards on all eligible signature purchases
  • All the great features of the Beyond Business Checking with the ability to add Treasury Management Products including: 
    • ACH Origination
    • Remote Deposit Capture
    • Fraud Protection Products

Designed for non-profit organizations operating primarily for religious, philanthropic, charitable, educational, political and other purposes.

  • $100 minimum opening balance
  • Unlimited items (Debit & Credit)
  • Unlimited Bill Pay
  • Business Online Banking
  • Business credit and debit cards with UChoose® Rewards on all signature purchases

All the great features of our Non-Profit Checking with the ability to add Treasury Management Products including:

  • ACH Origination
  • Remote Deposit Capture
  • Fraud Protection Products
  • Business credit and debit cards with UChoose® Rewards on all signature purchases

Designed with our large business clients in mind, our Analyzed Business Checking comes with great features, and the option to add Treasury products including: 

  • ACH Origination
  • Remote Deposit Capture
  • Fraud Protection Products
  • Business credit and debit cards with UChoose Rewards on all signature

Business Visa Debit Card

Using your Business Visa Debit Card for everyday business transactions can help manage your cash flow and simplifies the small day-to-day transactions of your business. The card can be used by your employees - each with their own card and unique PIN - and know that our EMV chip technology is keeping each transaction secure. 

Features and Benefits:

  • Available with all business checking accounts
  • Replaces petty cash for easier expense tracking
  • 24/7 access to ATMs worldwide
  • Your purchases are itemized in monthly online statements for easy tracking
  • Higher levels of security with our EMV chip technology 
  • There is no need to apply for credit

Digital Banking

When you own a business you’re never really off-the-job, and your bank shouldn’t be either. You should to be able to do your banking whenever and wherever you need to.

*Earnings Credit - Credit used to offset service charges and activity fees calculated using the available balance minus a 10% reserve requirement multiplied by the credit rate which is established monthly. 

**Items include checks, deposits, items within the deposit, automatic payments.