Banknotes Blog


How We Became Lake Ridge Bank

We knew right from the start that one of the most important decisions we would need to make was what to name our new bank.

Understanding conforming loans is crucial in the journey of home financing, and at Lake Ridge Bank, we're here to shed light on this vital topic.

Planning to build your dream home? Knowing you have the money to do it is one of the most important steps in your construction journey.

If you are looking to purchase a home, understanding what a Debt to Income Ratio means, and what your DTI is, is important in securing a great mortgage.

When it comes to the question of buying or building, there is no right or wrong answer. But there may be a better answer depending on your goals and priorities.

For many, owning a second home is a dream. Before you decide to make your dream come true, let’s look at a few of the factors that should be considered.

A full banking relationship offers peace of mind by saving time, money, and stress.

For couples, and even business partners, sharing the same priorities regarding how, when, and where to spend money can be critical to happiness & success.

When buying a house or making any big purchase together, it’s important for couples to be on the same page financially.

Many people are looking for immediate cash these days. Depending on your situation, a cash-out refinance might be the solution.

Many people are worried about how they can make ends meet for the next few months and beyond. One option to consider for financial relief is your mortgage.

We have all heard of the benefits of shopping local. Well, that also holds true for obtaining financing for your home mortgage needs.

A bridge loan may be handy in a seller's market. Learn more about how a bridge loan works, and what the benefits of a bridge loan are.

Saving for a down payment can be tough. We debunk four myths around down payments to help future homeowners get their dream home.

Becoming a homeowner can actually help create wealth. Learn why renting doesn't always mean saving money, and why becoming a homeowner is very attainable.

It's a seller’s market: little supply of homes and high buyer demand. Getting pre-approved will be instrumental in having your offer accepted.

Learn the real facts and bust the myths around Home Equity Conversion Mortgages (HECMs) or otherwise known as reverse mortgages.

Learn what the new 2017 tax law changes mean for those with or looking to get a home equity loan or line of credit.

If you're looking to buy a home, you'll know how important your credit score is. Learn how you can maximize it to get a better rate on your loan.

NOW is a good time to buy a home. The cost of home ownership continues to remain low, where renting has gone up.

Buying a home is likely one of the biggest investments you will ever make. Do you really want to entrust your financing to an 8-minute approval process?

Mortgage interest rates have been declining recently, and you may be wondering whether it makes sense to refinance.