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Credit Sense Can Help You Improve Your Credit Score
Your credit score is one of the most important numbers in your financial life. It affects your ability to borrow money, the interest rates you pay, and even your insurance premiums and rental applications.
But do you know what your credit score is and how to improve it?
If not, don’t worry. Lake Ridge Bank has the perfect tool for you: Credit Sense.
Credit Sense is a free service that we offer our clients to help them monitor and improve their credit scores. It’s powered by SavvyMoney, a leading provider of credit solutions.
The benefits of using Credit Sense:
You can check your credit score at any time, without affecting it. Credit Sense uses a soft inquiry, which means it won’t lower your score or show up on your credit report as a hard inquiry.
You can see how your score changes over time and what factors influence it. Credit Sense gives you a detailed breakdown of your credit score components, such as payment history, credit utilization, credit age, account mix, and inquiries. You can also see how your score compares to the national average and different ranges.
You can get alerts when there are changes or potential fraud on your credit report. Credit Sense monitors your credit report daily and notifies you via email or text message when something changes. This can help you spot errors or identity theft and take action quickly.
You can access educational resources and tools to help you build and maintain good credit habits. Credit Sense offers personalized tips and recommendations based on your credit profile and goals. You can also use calculators and simulators to see how different actions can affect your score.
Credit Sense is a tool that’s easy to use in online banking or Lake Ridge Bank mobile app. Enroll with a few simple steps and you’re ready to go. In your online account on the lower right side look for your credit score and click ‘Show Full Report’. In our mobile app click ‘My Credit Score’. You’ll have access to all these great tools to help you manage your credit.
To learn more, or watch a video with all our great tools, Click Here.
Don’t miss this opportunity to take control of your credit and achieve your financial dreams. Enroll in Credit Sense today and start boosting your credit score. Our experienced Personal Bankers can answer your questions, contact us at (608) 223-3000 or visit any of our convenient locations.