Save Even More With

$500 off closing costs.*

Get Pre-Approved Meet Our Mortgage Lenders

Refinance Today and Build Tomorrow's Dreams. 

Our mortgage team specializes in personalized home mortgage solutions, whether you’re interested in construction loans, refinancing your home, or purchasing a new property. With competitive rates and a streamlined mortgage process, we’re here to make every step smooth and straightforward. Plus, take advantage of our exclusive refinance offer and receive $500 off closing costs* for even greater savings. Connect with one of our expert Mortgage Lenders today and unlock the possibilities of homeownership with Lake Ridge Bank.

Lake Ridge Bank Mortgages

We're Your Home For Home Mortgages

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Taking the first step to homeownership has never been easier. Not sure where to begin? Start here. 

Our Mortgage Rates

See Lake Ridge Bank's competitive mortgage rates. 

Mortgage Options

Lake Ridge Bank has a variety of Mortgage products to help you finance your dream home.

$300 Offer For New Clients

Discover how becoming a Lake Ridge Bank client could earn you an extra $300. Explore this fantastic offer today to learn more, and take the first step towards reaching your financial goals. 
*This offer applies to refinance transactions for primary residences and is available for first mortgages. To qualify, you must have a new or existing Lake Ridge Bank Checking account with a payroll or Social Security Direct Deposit. This offer does not apply when refinancing a Lake Ridge Bank Construction Loan to permanent financing. It also excludes loans secured by a second lien, home equity lines of credit, lot or construction loans, VA, FHA or USDA loans, second homes or investment properties, out of state loans, fixed-rate jumbos, and purchase transactions. The closing cost credit will be applied as a lender credit and reflected on the Closing Disclosure at the time of loan closing. This offer cannot be combined with any other mortgage promotions. The offer is subject to credit and underwriting approval and may change without notice. This offer is available for loans with applications dated between 10/1/2024 through 11/30/2024.