SpendTrack FOR BUSINESSES

SpendTrack makes it easy to manage employee card usage, set custom limits, access your business rewards, and monitor transactions in real time so your business stays in control.

Lake Ridge Bank Logo Top

Built to Simplify Business Spending

SpendTrack gives you a centralized platform to manage employee card activity with precision and ease, backed by local support and built for growing teams.

Checkmark

Real-Time Oversight

View all card transactions as they happen, so you always know where money is going.

Checkmark

Custom Spending Limits

Set tailored rules by employee or department to keep purchases aligned with budget.

Checkmark

Receipt Capture

Employees can upload receipts directly through the platform to simplify reconciliation.

Checkmark

Streamlined Expense Management

Reduce manual tracking and simplify end-of-month reporting.

Checkmark

Seamless Integration

We offer integration with leading account software, streamlining your business’s expense management.

Checkmark

Increased Accountability

Transparent tracking empowers employees to spend responsibly.

Checkmark

Local Expertise

Our team is here to help you set up and customize SpendTrack for your business.

Tools That Strengthen Spend Control

Auto Loans

Fraud Protection

Add an extra layer of security to employee spending and account activity. Our fraud protection tools help monitor transactions, reduce risk, and protect your business from unauthorized use.

Access Account
Mortgages

Online Banking

Manage SpendTrack activity alongside your accounts with secure online banking. Review balances, monitor transactions, and keep spending visible across your business.

Get Started
Money Transfer

Mobile Banking

Stay connected on the go with mobile banking tools that put account activity, alerts, and approvals at your fingertips. Perfect for business owners and managers who need real-time insight.

Watch Demo
Savings

Business Credit Cards

Pair SpendTrack with business credit cards designed to support controlled spending and smarter expense management. Customize limits, track activity, and simplify reconciliation.

Access Account

Get Started with SpendTrack

Banknotes Blog

View All Posts

Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
Read Post

Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
Read Post

Protect Your Operating Account: Why Business Credit is the Smarter Choice

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and
Read Post

A Financial Checklist Heading into A New Farming Season

As the new season approaches for planting crops and birthing livestock, farmers face both opportunities and challenges in managing the financial health of their business. Proper planning and strategic banking tools can make the difference
Read Post