Credit Sense: Your Ticket to a Better Credit Score
Your credit score is an important part of your financial health. While you may not think about it very often, it works behind the scenes to impact a wide range of the options available to you in your everyday life, including:
- Whether you move to the next step in your job search
- Whether you get chosen for that apartment
- The interest rate you pay on car loans, mortgage loans, and more
- The limit set on your credit cards – or whether you get approved for credit at all
In truth, your credit score factors heavily into your overall quality of life. So, it makes sense to ask yourself if you are maximizing that number.
Credit Sense can help you understand your current credit score and provide suggestions for improvement based on the criteria that go into the equation.
How It Works
Credit Sense is a free tool linked to your account at Lake Ridge Bank. Once you enroll, you can monitor your credit score daily from your online banking home page. While knowing your number is important to provide awareness and help you focus on positive financial habits, Credit Sense also offers so much more. You can:
- Learn how your credit score is calculated and get specific, personalized suggestions for bettering multiple aspects of your financial picture.
- Get credit score alerts when anything changes. As you work to make improvements, see how they affect your score in real time.
- Read articles and get access to educational tools, to learn additional ways to strengthen your credit score.
- Enjoy special offers and savings opportunities that are geared toward and pre-qualified for people focusing on better credit.
And there's no need to worry – checking your credit score using Credit Sense is considered a “soft inquiry” and does not impact your score negatively.
Your Credit Partner
Most people know that a better credit score is a good thing. Unfortunately, we don’t all know how to achieve one. Lake Ridge Bank is here to help rather than judge.
Credit Sense is a tool you can use at your own pace, with your own goals in mind. It enables you to make financial decisions from a place of knowledge and gives you more control over your financial future.
Using Credit Sense provides direction and guidance on where to focus your effort, to make the biggest impact in the shortest amount of time.
Getting Started Is Easy
It’s easy to get started with Credit Sense. The first step is to enroll in online banking. After logging in, simply click on the “Check Credit Score” button on the right side of the page. If you are using Mobile Banking, click on “my Credit Score” in the menu. You will need to verify some information for security, and then you can access all the features inside Credit Sense.
If you want to learn more or need help getting started, there is a lot of support available at your fingertips:
- Watch a video of how Credit Sense works.
- Read these frequently asked questions (FAQs) to better understand the different aspects of Credit Sense and how it impacts your finances.
- Get one-on-one help through Lake Ridge Bank’s toll free customer support center: 1-855-256-7328.
- See all the options for getting your questions answered on our Contact Us page.
Credit Sense is a powerful tool that can help give you more control over your financial health and overall quality of life. It starts with your credit score, but it also serves as your first step toward financial freedom.