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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be familiar with Virtual Cards at the consumer level. Now businesses can take advantage of these same benefits. Virtual Cards can … Read more

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Public Wi-Fi at coffee shops, airports, hotels, and other public places makes it easy to stay connected while you are on the go. However, public networks may not offer the same protections as your home network. Cybercriminals may use fake networks, websites, or messages to try to steal personal information. Understanding these risks and taking … Read more

In today’s connected world, nearly every aspect of our daily lives generates data points—from online shopping habits and mobile banking activity to social media interactions.

Tax season scams steal billions yearly! The IRS never calls for payments or personal info. File early, report scams to phishing@irs.gov, and verify IRS letters at IRS.gov to stay protected.

With account alerts, you can take a proactive step to protect your finances by receiving real-time updates on transactions, balances, and potential security concerns.

Your credit score plays a big role in your financial life. It can impact everything from loan approvals and interest rates to renting an apartment or even landing a job.

The holiday season is a time for celebration, generosity, and shopping—but unfortunately, it’s also prime time for scammers to strike.

Visa has detected an increase in fraud from merchants submitting unauthorized force-posted transactions into the payments system. Learn more.

If you’re planning a trip soon, you’ll want to learn these tips on using your debit or credit card abroad, including how to avoid additional fees.