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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be familiar with Virtual Cards at the consumer level. Now businesses can take advantage of these same benefits. Virtual Cards can … Read more

Running a business means making decisions every day, often with limited time and competing priorities. While choosing a business banking partner may not be something you think about often, it can have a lasting impact on your business. Your banking partner should make decisions easier, not more complicated. Many financial institutions offer similar products and … Read more

cafe owner at table

Running a business means managing more than day-to-day operations. It also means managing how your business spends money. As your company grows, so does the number of purchases made on its behalf. Whether it’s office supplies, fuel, travel, software subscriptions, or client expenses, keeping business spending organized becomes increasingly important. A business credit card can … Read more

woman laughing and paying with her credit card

Lake Ridge Bank is excited to introduce three new card features designed to make managing your money easier, more convenient, and more rewarding. While we’ve already rolled out some of these new features, all three became available on May 5, 2026. These additional features offer exciting new ways to make your Lake Ridge Bank credit … Read more

Why Payment Choice MattersThe way your business pays for everyday expenses affects cash flow, security, and control. Business debit and business credit cards may look similar at checkout, but they work differently behind the scenes—and those differences matter when protecting your operating funds. Operating Account ProtectionBusiness debit cards pull money directly from your operating account. … Read more

Accepting credit card payments is essential for most businesses. Having a cost-effective payment solutions provider with technology, reliability, and experience can simplify your card processing operations.