Public DepositorY BANKING
We provide secure, efficient banking solutions for municipalities, schools, and public entities—so you can focus on serving your community.
Banking Designed for Public Entities
Serving a public entity comes with unique demands. We provide specialized solutions to help you manage finances efficiently, safeguard taxpayer funds, and maintain transparency with stakeholders.
Public-Sector Account Services
Flexible checking and savings accounts built for government operations and reporting needs.
Secure Cash Flow Management
Speed up receivables, payroll, and vendor payments with treasury and payment tools.
Fraud Prevention Controls
Implement safeguards like Positive Pay and ACH filters to protect public funds.
Financing for Public Projects
Access loans for capital improvements, facility upgrades, or operational needs.
Local, Responsive Support
Work with bankers who understand public-sector requirements and compliance.
24/7 Digital Access
Monitor accounts, transfer funds, and review activity securely anytime, anywhere.
Trusted Solutions for Managing Public Funds
Online Banking
Securely manage public accounts around the clock. Transfer funds, review transactions, and access statements with online and mobile banking.
Fraud Protection
Protect taxpayer dollars with real-time alerts, ACH filters, and Positive Pay—designed to help you detect and prevent unauthorized transactions.
Payment Solutions
Streamline vendor payments, payroll, and receivables with ACH, wires, and secure online payment systems tailored for public entities.
Business Loans
Secure financing for public projects, infrastructure, or operational support—structured to meet government procurement and cash flow requirements.
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How We Became Lake Ridge Bank
