RETAIL BANKING

Whether you run a storefront or manage multiple locations, Lake Ridge Bank provides the tools, insights, and support you need to keep your retail business running smoothly—and growing.

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Powerful Banking for Fast-Paced Retail

Retail success requires speed, flexibility, and reliable cash flow. We offer convenient, secure solutions to help you manage your finances, pay your team, and plan for the future—all with a partner that understands the rhythm of your business.

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Flexible Lending Options

Fund seasonal needs, inventory, or store improvements with tailored financing.

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Real-Time Account Access

Stay on top of transactions with easy online and mobile banking.

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Integrated Payment Tools

Accept card payments, manage vendor payables, and simplify payroll.

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Cash Flow Management

Treasury services that help you balance inflows and outflows with ease.

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Local, Responsive Support

Get quick answers from bankers who understand your business environment.

Smart Tools for Busy Retailers

Auto Loans

Online Banking

Keep tabs on transactions, transfer funds, and manage accounts from your store, your home, or on the go.

Explore Online Banking
Mortgages

Fraud Protection

Keep your business and customer data secure. Our fraud protection services help you catch suspicious activity before it impacts your bottom line.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Automate vendor payments, pay your team faster, and manage your receivables all in one place.

View Payment Tools
Savings

Merchant Services

Give your customers a seamless checkout experience with secure payment processing—whether in-store, online, or on the go.

Explore Merchant Services

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Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids

Teaching children about money early is one of the best gifts parents and grandparents can give. Financial education builds confidence, responsibility, and lifelong success. This February, while love is in the air, take time to
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Middleton - University

Lake Ridge Bancorp Reports Record Net Income for 2025

January 30, 2026 (MADISON, Wis.) – Lake Ridge Bancorp, Inc. (OTCQX: LRBI), the parent company of Lake Ridge Bank, reported record net income for the year ended December 31, 2025. Financial Highlights Lake Ridge Bancorp reported record
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How we became Lake Ridge Bank

How We Became Lake Ridge Bank

In March, State Bank of Cross Plains and Monona Bank announced our Merger of Equals. We knew right from the start that one of the most important decisions we would need to make was what
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How to Make Banking Easier (and Safer): Sign up for ACH and Positive Pay

Using ACH and Positive Pay (for ACH or checks) through our online banking platform makes managing payments safe and seamless whether processing physical checks or handling payments electronically.
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