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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

CONSTRUCTION BANKING

From equipment purchases to payroll and project funding, we understand the demands of the construction industry and offer flexible solutions to keep you moving forward.

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Financial Solutions That Help You Build What’s Next

Whether you’re managing multiple job sites, investing in new equipment, or preparing for your next big project, Lake Ridge Bank is your trusted financial partner. We deliver fast answers, local expertise, and the banking tools you need to stay competitive.

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Construction-Specific Lending

Financing for working capital, equipment, materials, and development projects.

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Line of Credit Access

Smooth out cash flow between draws or during project delays.

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Payment & Payroll Tools

Simplify payments to vendors, subcontractors, and employees.

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Treasury Management Support

Gain control of your cash flow with tools tailored for construction timelines.

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Local Decision-Making

Work with a team that understands the industry and your community.

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Scalable Services

From small crews to large contractors, we tailor our solutions to fit your size and goals.

Banking Tools That Work as Hard as You Do

Auto Loans

Online Banking

Track balances, transfer funds, and monitor spending in real time from the jobsite, office, or anywhere in between.

Explore Online Banking
Mortgages

Fraud Protection

Keep your business accounts secure with automatic alerts and protection against unauthorized ACH and check activity.

See Fraud Protection Tools
Money Transfer

Payment Solutions

Manage payables and receivables efficiently with tools like ACH, wire transfers, and eBank access—streamlined for construction businesses.

View Payment Tools
Savings

Business Loans

From equipment purchases to working capital, we offer flexible financing options to help you keep projects on schedule and crews on the job.

See Loan Options

Get in Touch to Get Started

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