CONSTRUCTION BANKING
From equipment purchases to payroll and project funding, we understand the demands of the construction industry and offer flexible solutions to keep you moving forward.
Financial Solutions That Help You Build What’s Next
Whether you’re managing multiple job sites, investing in new equipment, or preparing for your next big project, Lake Ridge Bank is your trusted financial partner. We deliver fast answers, local expertise, and the banking tools you need to stay competitive.
Construction-Specific Lending
Financing for working capital, equipment, materials, and development projects.
Line of Credit Access
Smooth out cash flow between draws or during project delays.
Payment & Payroll Tools
Simplify payments to vendors, subcontractors, and employees.
Treasury Management Support
Gain control of your cash flow with tools tailored for construction timelines.
Local Decision-Making
Work with a team that understands the industry and your community.
Scalable Services
From small crews to large contractors, we tailor our solutions to fit your size and goals.
Banking Tools That Work as Hard as You Do
Online Banking
Track balances, transfer funds, and monitor spending in real time from the jobsite, office, or anywhere in between.
Fraud Protection
Keep your business accounts secure with automatic alerts and protection against unauthorized ACH and check activity.
Payment Solutions
Manage payables and receivables efficiently with tools like ACH, wire transfers, and eBank access—streamlined for construction businesses.
Business Loans
From equipment purchases to working capital, we offer flexible financing options to help you keep projects on schedule and crews on the job.
Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids
Lake Ridge Bancorp Reports Record Net Income for 2025
How We Became Lake Ridge Bank
