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Online Lending Applications Temporarily Down

Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

Business Fraud Protection

Fraud is evolving, but so are your defenses. Lake Ridge Bank offers powerful tools to help you detect suspicious activity, prevent losses, and protect your accounts.

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Prevent Check Fraud Before It Hits Your Account

Positive Pay helps protect your business from unauthorized check activity by automatically comparing issued checks to those presented for payment. If something doesn’t match, you’re alerted—so you can stop fraud before it impacts your cash flow.

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Image-Based Check Matching

Systematically compares presented checks to your issued check file.

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Alerts & Notifications

Review and approve flagged checks before they’re paid.

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No Account Disruptions

Reject fraudulent checks without the hassle of closing your account or updating vendors.

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Simple Upload Process

Submit check data quickly through Business Online Banking.

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Peace of Mind

Reduce your risk and gain greater control over your payments.

Added Security & Alerts

Auto Loans

Account Alerts

Stay in the know with real-time account alerts. Get notified the moment key activity occurs—so you can act fast and stay in control. Available for all personal and business users.

Set Up Alerts
Mortgages

Business Online Banking

Securely manage your business finances on the go. Monitor accounts, pay bills, transfer funds, and control cash flow with ease.

Explore Online Banking
Money Transfer

SpendTrack

Easily monitor and manage employee card usage with SpendTrack. Set spending limits, track purchases in real time, and simplify expense reporting—all in one secure platform.

Control Spending

Protect What You’ve Built

Banknotes Blog

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Meet Cora Lake Ridge Banks Online Resource Assistant

Meet CORA: Lake Ridge Bank’s Online Resource Assistant

At Lake Ridge Bank, we’re always looking for ways to make banking easier and more convenient for you. That’s why we’re excited to introduce Cora, our new AI-powered phone and chat assistant! Whether you have
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Meet Your Banker

Meet Your Banker: Ophelia Bailly

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Making Banking Easier: Control Spending and Protect Against Fraud By Using Virtual Cards

By Ophelia Bailly, AVP Card Services and Portfolio Manager Lake Ridge Bank is excited to introduce SpendTrack Virtual Cards, a new way to make business purchases with added flexibility, control, and protection. People might be
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7 Money Moves Every Business Owner Should Consider Before Year End

Autumn is a good time of year to step outside day-to-day tasks and think about the big picture for your business. Year-end is an opportunity to look back at what worked, identify what didn’t, make
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