Personal Loans

Need funds for a major purchase, trip, or debt consolidation? Our personal loans offer flexible options to fit your goals and your budget.

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Finance Your Personal Goals

Our personal loans offer simple, flexible funding so you can cover whatever life brings—consolidate debt, buy a vehicle, fund a dream vacation, or handle unexpected expenses.

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Tailored Loan Options

Choose the right financing for auto, debt consolidation, travel, education, or emergency needs.

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Clear Terms & Rates

Transparent interest rates and terms for responsible budgeting.

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Fast & Personal Service

Local support every step of the way—from application to funding.

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Convenient Online Tools

Manage your loan, track payments, and view all your accounts seamlessly through our digital banking platform.

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Personal Lending Solutions

Auto Loans

Auto Loans

Finance your next new or used vehicle with flexible terms and support to help you choose the right plan for your needs.

Explore Auto Loans
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Debt Consolidation

Combine multiple payments into one simple loan with a lower interest rate to help you manage debt more easily.

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Personal Reserve Accounts

Get a financial safety net linked to your checking account to cover unexpected expenses or prevent overdrafts.

Contact Us to Learn More

More Solutions for Life’s Expenses

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Home Equity Loans & Lines of Credit

Have a home? You may be able to borrow more at a lower rate. Home equity loans are ideal for funding renovations, large expenses, or consolidating debt.

Leverage Your Home’s Value
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Refinancing

If your main goal is to reduce monthly payments or streamline debt, refinancing your mortgage might be the smarter move.

See If Refinancing Fits
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Overdraft Protection

Protect your checking account from accidental overdrafts. This simple backup plan can help cover short-term gaps when you need it most.

Add a Safety Net

Apply Today

Banknotes Blog

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Celebrating Jordon Geiger on being promoted to Chief Wealth Management Officer.

Lake Ridge Bank Elevates Jordon Geiger to C-Suite

May 11, 2026 (MADISON, Wis.) – Lake Ridge Bank has added a new position to its Executive team, elevating Jordon Geiger from Senior Vice President & Senior Trust Officer to Chief Wealth Management Officer, effective
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What Businesses Need to Know About the New ACH Requirements

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Market Report: May 2026

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Meet Paul Hoffmann - President of Lake Ridge Bank

Meet Your Banker: Paul Hoffmann

Paul Hoffmann – Lake Ridge Bank President8301 University Ave. Middleton, WI Q: What is your role at the bank? As the President at Lake Ridge Bank, I am ultimately responsible for managing daily operations such
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