❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

Auto Loans

Drive forward with confidence. A Lake Ridge Bank auto loan offers affordable financing, flexible terms, and local expertise to help you get behind the wheel of your next vehicle.

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Hit the Road with the Right Loan

Whether you’re buying new or used, our auto loans make it easy to hit the road with financing that fits your budget.

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Flexible Loan Options

Finance new or used vehicles with terms that work for you.

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Competitive Rates

Get affordable monthly payments with great local rates.

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Fast Approvals

Enjoy a smooth, streamlined process from application to closing.

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Trusted Local Support

Work with experienced lenders who are here to help you every mile of the way.

More Ways to Fund Life on the Go

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Refinancing

Looking to reduce your monthly payment? Refinancing your auto loan—or your mortgage—can help you lower rates and save long-term.

Explore Your Options
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Personal Loans

For expenses beyond the car—like repairs, upgrades, or even travel—a personal loan offers flexible funding with no collateral required.

See Personal Loan Options
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Overdraft Protection

Avoid the stress of accidental overdrafts. This safety net gives your checking account a little extra backup, just in case.

Add Overdraft Protection
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Home Equity Loans & Lines of Credit

If you own a home, you might be able to borrow more at a lower rate. A home equity loan can help with larger purchases or debt consolidation.

Tap Into Your Home’s Value

Apply Today

Banknotes Blog

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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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