OVERDRAFT PROTECTION

Avoid the stress of overdrafts with protection that covers unexpected shortfalls. Link your checking to a savings or line of credit for added peace of mind.

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Protect Your Finances from the Unexpected

Our overdraft protection options give you peace of mind and help prevent declined transactions or costly fees.

Account Fees & Options
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Multiple Coverage Options

Link your checking to a savings account or personal reserve line of credit.

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Prevent Overdraft Fees

Automatically cover shortfalls and avoid returned payments.

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Simple Setup

Easily add protection to your account with help from our local team.

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Stay in Control

Manage your accounts and transfers anytime through online and mobile banking.

Your Financial Safety Net, Expanded

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Personal Loans

When you need more than a small buffer, personal loans offer quick, flexible funding for life’s unexpected expenses—no collateral required.

Get Flexible Funding
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Home Equity Loans & Lines of Credit

For homeowners, a home equity loan provides access to larger sums at potentially lower rates—ideal for ongoing expenses or big-ticket needs.

Borrow With Confidence
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Auto Loans

If a new or used car is your next big expense, our auto loans offer competitive rates and a smooth financing process.

Explore Auto Loans
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Online Banking

Stay on top of your balances and transactions with online banking tools that help you avoid overdrafts in the first place.

Stay In Control

New to Online Banking?

Banknotes Blog

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Celebrating Jordon Geiger on being promoted to Chief Wealth Management Officer.

Lake Ridge Bank Elevates Jordon Geiger to C-Suite

May 11, 2026 (MADISON, Wis.) – Lake Ridge Bank has added a new position to its Executive team, elevating Jordon Geiger from Senior Vice President & Senior Trust Officer to Chief Wealth Management Officer, effective
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What Businesses Need to Know About the New ACH Requirements

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Market Report: May 2026

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Meet Paul Hoffmann - President of Lake Ridge Bank

Meet Your Banker: Paul Hoffmann

Paul Hoffmann – Lake Ridge Bank President8301 University Ave. Middleton, WI Q: What is your role at the bank? As the President at Lake Ridge Bank, I am ultimately responsible for managing daily operations such
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