❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

OVERDRAFT PROTECTION

Avoid the stress of overdrafts with protection that covers unexpected shortfalls. Link your checking to a savings or line of credit for added peace of mind.

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Protect Your Finances from the Unexpected

Our overdraft protection options give you peace of mind and help prevent declined transactions or costly fees.

Account Fees & Options
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Multiple Coverage Options

Link your checking to a savings account or personal reserve line of credit.

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Prevent Overdraft Fees

Automatically cover shortfalls and avoid returned payments.

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Simple Setup

Easily add protection to your account with help from our local team.

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Stay in Control

Manage your accounts and transfers anytime through online and mobile banking.

Your Financial Safety Net, Expanded

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Personal Loans

When you need more than a small buffer, personal loans offer quick, flexible funding for life’s unexpected expenses—no collateral required.

Get Flexible Funding
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Home Equity Loans & Lines of Credit

For homeowners, a home equity loan provides access to larger sums at potentially lower rates—ideal for ongoing expenses or big-ticket needs.

Borrow With Confidence
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Auto Loans

If a new or used car is your next big expense, our auto loans offer competitive rates and a smooth financing process.

Explore Auto Loans
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Online Banking

Stay on top of your balances and transactions with online banking tools that help you avoid overdrafts in the first place.

Stay In Control

New to Online Banking?

Banknotes Blog

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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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