❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

Business Letters & Lines of Credit

From managing day-to-day expenses to guaranteeing payments in business contracts, our lines and letters of credit give you the financial flexibility and assurance to operate with confidence.

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Reliable Tools to Back Your Business

Whether you need short-term working capital or a financial guarantee for a deal, we offer credit solutions designed to support your business through uncertainty and opportunity alike.

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Business Lines of Credit

Access funds as needed to smooth out cash flow, handle seasonal swings, or cover operational gaps.

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Letters of Credit

Provide financial assurance in contracts with vendors or partners, backed by Lake Ridge Bank.

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Flexible Terms

Tailored to your repayment capacity and business goals.

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Local Support

Work with experienced business bankers who understand your needs.

Flexible Financing for Every Stage of Growth

Auto Loans

Business Loans

If leasing isn’t the right fit, explore our full range of business loan options, including term loans, lines of credit, and SBA-backed financing.

Discover Business Loans
Mortgages

Small Business Support

Whether you’re just getting started or ready to expand, we offer flexible financing solutions to help small businesses grow with confidence.

Explore Small Business Support
Money Transfer

Leasing

Explore flexible, relationship-based leasing options that help you preserve cash flow while accessing the tools your business needs to grow.

Learn About Leasing
Savings

Agricultural Lending

From equipment to expansion, we support farmers and ag businesses with loans tailored to the unique demands of agriculture.

View Ag Lending Options

Get in Touch to Get Started

Banknotes Blog

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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

A Day at the Theme Park Theme parks like those at Walt Disney World are popular with both young and old, as they provide a journey into a world of fantasy. A trip to Disney
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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