Business Letters & Lines of Credit
From managing day-to-day expenses to guaranteeing payments in business contracts, our lines and letters of credit give you the financial flexibility and assurance to operate with confidence.
Reliable Tools to Back Your Business
Whether you need short-term working capital or a financial guarantee for a deal, we offer credit solutions designed to support your business through uncertainty and opportunity alike.
Business Lines of Credit
Access funds as needed to smooth out cash flow, handle seasonal swings, or cover operational gaps.
Letters of Credit
Provide financial assurance in contracts with vendors or partners, backed by Lake Ridge Bank.
Flexible Terms
Tailored to your repayment capacity and business goals.
Local Support
Work with experienced business bankers who understand your needs.
Flexible Financing for Every Stage of Growth
Business Loans
If leasing isn’t the right fit, explore our full range of business loan options, including term loans, lines of credit, and SBA-backed financing.
Small Business Support
Whether you’re just getting started or ready to expand, we offer flexible financing solutions to help small businesses grow with confidence.
Leasing
Explore flexible, relationship-based leasing options that help you preserve cash flow while accessing the tools your business needs to grow.
Agricultural Lending
From equipment to expansion, we support farmers and ag businesses with loans tailored to the unique demands of agriculture.
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Lake Ridge Bancorp Reports Record Net Income for 2025
How We Became Lake Ridge Bank
